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Side-by-side

Chase Ink Business Preferred vs Costco Anywhere Visa Business Card by Citi

Both are well-respected travel cards. The Chase Ink Business Preferred comes from Chase at $95/yr; the Costco Anywhere Visa Business Card by Citi from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Preferred is the stronger pick today, the sign-up bonus is meaningfully larger ($2,000 more in estimated value) than the Costco Anywhere Visa Business Card by Citi's. Get the Chase Ink Business Preferred first; revisit the Costco Anywhere Visa Business Card by Citi after you've earned that bonus.

FeatureChase Ink Business PreferredCostco Anywhere Visa Business Card by Citi
Annual fee$95$0
Sign-up bonus100,000 pointsNo current public welcome offer
Bonus value (est.)$2,000-
Min spend to unlock bonus$8,000 in 3 mo-
IssuerChaseCiti
Card categorybusiness
Best earning category (Travel)3x3x
Transfer partnerschase-urNone
Headline benefits
  • 100,000 point sign-up bonus
  • 3x on travel, shipping, ads, internet ($150k cap)
  • Cell phone protection
  • Transfer to UR partners
    Read the full review
    Chase Ink Business Preferred
    $95/yr · 100,000 points
    Read the full review
    Costco Anywhere Visa Business Card by Citi
    $0/yr · No current public welcome offer

    Editorial take: Chase Ink Business Preferred

    The business version of Sapphire Preferred with one of the highest sign-up bonuses around. 3x on travel, shipping, internet/phone, and advertising (capped $150k/yr combined) plus full UR transfer access. Chase has added once-per-lifetime language; treat the bonus as a one-time opportunity.

    Editorial take: Costco Anywhere Visa Business Card by Citi

    Common questions

    Which card has the bigger sign-up bonus, Chase Ink Business Preferred or Costco Anywhere Visa Business Card by Citi?
    The Chase Ink Business Preferred has a public bonus (100,000 points, worth roughly $2,000), while the Costco Anywhere Visa Business Card by Citi doesn't advertise one right now.
    Is the Chase Ink Business Preferred's $95 annual fee worth it compared to the Costco Anywhere Visa Business Card by Citi?
    At $95/yr, the Chase Ink Business Preferred is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Costco Anywhere Visa Business Card by Citi's, pick the one whose perks you'll actually use.
    Can I have both the Chase Ink Business Preferred and Costco Anywhere Visa Business Card by Citi?
    Yes, since they're from different issuers (Chase and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Chase Ink Business Preferred or the Costco Anywhere Visa Business Card by Citi first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Preferred: $8,000 spend in 3 months. Costco Anywhere Visa Business Card by Citi: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.