Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Chase Ink Business Preferred vs Southwest Rapid Rewards Premier Business

Both are business travel cards. The Chase Ink Business Preferred comes from Chase at $95/yr; the Southwest Rapid Rewards Premier Business from Chase at $149/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from Chase and target business spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Southwest Rapid Rewards Premier Business costs $54 more per year, only worth it if you'll actually use the upgraded perks.

FeatureChase Ink Business PreferredSouthwest Rapid Rewards Premier Business
Annual fee$95$149
Sign-up bonus100,000 points60,000 bonus points
Bonus value (est.)$2,000-
Min spend to unlock bonus$8,000 in 3 mo$3,000 in 3 mo
IssuerChaseChase
Card categorybusinessbusiness
Best earning category (Travel)3x1x
Transfer partnerschase-urNone
Headline benefits
  • 100,000 point sign-up bonus
  • 3x on travel, shipping, ads, internet ($150k cap)
  • Cell phone protection
  • Transfer to UR partners
    Read the full review
    Chase Ink Business Preferred
    $95/yr · 100,000 points
    Read the full review
    Southwest Rapid Rewards Premier Business
    $149/yr · 60,000 bonus points

    Editorial take: Chase Ink Business Preferred

    The business version of Sapphire Preferred with one of the highest sign-up bonuses around. 3x on travel, shipping, internet/phone, and advertising (capped $150k/yr combined) plus full UR transfer access. Chase has added once-per-lifetime language; treat the bonus as a one-time opportunity.

    Editorial take: Southwest Rapid Rewards Premier Business

    Common questions

    Which card has the bigger sign-up bonus, Chase Ink Business Preferred or Southwest Rapid Rewards Premier Business?
    The Chase Ink Business Preferred has a public bonus (100,000 points, worth roughly $2,000), while the Southwest Rapid Rewards Premier Business doesn't advertise one right now.
    Is the Chase Ink Business Preferred's $95 annual fee worth it compared to the Southwest Rapid Rewards Premier Business?
    At $95/yr, the Chase Ink Business Preferred is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Southwest Rapid Rewards Premier Business's, pick the one whose perks you'll actually use.
    Can I have both the Chase Ink Business Preferred and Southwest Rapid Rewards Premier Business?
    Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Chase Ink Business Preferred or the Southwest Rapid Rewards Premier Business first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Preferred: $8,000 spend in 3 months. Southwest Rapid Rewards Premier Business: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.