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Side-by-side

Chase Ink Business Unlimited vs U.S. Bank Business Altitude Power Visa Signature Card

Both are well-respected travel cards. The Chase Ink Business Unlimited comes from Chase at $0/yr; the U.S. Bank Business Altitude Power Visa Signature Card from U.S. Bank at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureChase Ink Business UnlimitedU.S. Bank Business Altitude Power Visa Signature Card
Annual fee$0$195
Sign-up bonus$750 bonus cash back75,000 Altitude points
Bonus value (est.)$750$750
Min spend to unlock bonus$6,000 in 3 mo$10,000 in 4 mo
IssuerChaseU.S. Bank
Card categorybusiness
Best earning category (Other)1.5x2x
Transfer partnerschase-urNone
Headline benefits
  • 1.5% on everything
  • Huge $900 bonus
  • No annual fee
  • Converts to UR points
    Read the full review
    Chase Ink Business Unlimited
    $0/yr · $750 bonus cash back
    Read the full review
    U.S. Bank Business Altitude Power Visa Signature Card
    $195/yr · 75,000 Altitude points

    Editorial take: Chase Ink Business Unlimited

    The business version of Freedom Unlimited. Flat 1.5% on every business expense with no annual fee, perfect catch-all for anything that doesn't fit a bonus category.

    Editorial take: U.S. Bank Business Altitude Power Visa Signature Card

    Common questions

    Which card has the bigger sign-up bonus, Chase Ink Business Unlimited or U.S. Bank Business Altitude Power Visa Signature Card?
    The two cards offer comparable sign-up bonuses around $750. Pick based on which earning categories you actually use.
    Is the Chase Ink Business Unlimited's $0 annual fee worth it compared to the U.S. Bank Business Altitude Power Visa Signature Card?
    The Chase Ink Business Unlimited has no annual fee, so the question is whether the U.S. Bank Business Altitude Power Visa Signature Card's $195 fee is justified by its perks. If you'll use enough of the U.S. Bank Business Altitude Power Visa Signature Card's benefits to clear $195 in value annually, it's worth it; otherwise stick with the Chase Ink Business Unlimited.
    Can I have both the Chase Ink Business Unlimited and U.S. Bank Business Altitude Power Visa Signature Card?
    Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Chase Ink Business Unlimited or the U.S. Bank Business Altitude Power Visa Signature Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Unlimited: $6,000 spend in 3 months. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.