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Chase Ink Business Unlimited vs U.S. Bank Altitude Connect Visa Signature Card

Both are well-respected travel cards. The Chase Ink Business Unlimited comes from Chase at $0/yr; the U.S. Bank Altitude Connect Visa Signature Card from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Unlimited is the stronger pick today, the sign-up bonus is meaningfully larger ($800 more in estimated value) than the U.S. Bank Altitude Connect Visa Signature Card's. Get the Chase Ink Business Unlimited first; revisit the U.S. Bank Altitude Connect Visa Signature Card after you've earned that bonus.

FeatureChase Ink Business UnlimitedU.S. Bank Altitude Connect Visa Signature Card
Annual fee$0$0
Sign-up bonus$1,000 bonus cash back20,000 bonus points
Bonus value (est.)$1,000$200
Min spend to unlock bonus$8,000 in 4 mo$1,000 in 3 mo
IssuerChaseU.S. Bank
Card categorybusinesstravel
Best earning category (Other)1.5x1x
Transfer partnerschase-urNone
Headline benefits
  • 1.5% on everything
  • $1,000 SUB ($8k spend in 4 months)
  • No annual fee
  • Converts to UR points
  • 4X on travel
  • 4X at gas and EV stations (first $1k/quarter)
  • 5X prepaid hotels and cars via the Travel Center
  • No annual fee
Read the full review
Chase Ink Business Unlimited
$0/yr · $1,000 bonus cash back
Read the full review
U.S. Bank Altitude Connect Visa Signature Card
$0/yr · 20,000 bonus points

Editorial take: Chase Ink Business Unlimited

The business version of Freedom Unlimited. Flat 1.5% on every business expense with no annual fee, perfect catch-all for anything that doesn't fit a bonus category. Note: Current public offer is $1,000 cash back after $8,000 spend in 4 months, which Chase labels its best offer ever (issuer-verified 2026-07-18).

Editorial take: U.S. Bank Altitude Connect Visa Signature Card

A no-annual-fee travel earner: 4X on travel and at gas and EV stations (on the first $1,000 per quarter) with a 20K welcome offer worth $200. Points are capped at 1 cent each, so treat this as cash-value travel earnings rather than transferable points.

Common questions

Which card has the bigger sign-up bonus, Chase Ink Business Unlimited or U.S. Bank Altitude Connect Visa Signature Card?
The Chase Ink Business Unlimited has the bigger bonus, $1,000 bonus cash back, worth roughly $1,000, versus 20,000 bonus points (~$200) on the U.S. Bank Altitude Connect Visa Signature Card.
Is the Chase Ink Business Unlimited's $0 annual fee worth it compared to the U.S. Bank Altitude Connect Visa Signature Card?
The Chase Ink Business Unlimited has no annual fee, so the question is whether the U.S. Bank Altitude Connect Visa Signature Card's $0 fee is justified by its perks. If you'll use enough of the U.S. Bank Altitude Connect Visa Signature Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Chase Ink Business Unlimited.
Can I have both the Chase Ink Business Unlimited and U.S. Bank Altitude Connect Visa Signature Card?
Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Chase Ink Business Unlimited or the U.S. Bank Altitude Connect Visa Signature Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Unlimited: $8,000 spend in 4 months. U.S. Bank Altitude Connect Visa Signature Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.