Editorial take: Chase Ink Business Unlimited
The business version of Freedom Unlimited. Flat 1.5% on every business expense with no annual fee, perfect catch-all for anything that doesn't fit a bonus category.
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Side-by-side
Chase Ink Business Unlimited vs Petal 2 Cash Back, No Fees Visa
Both are well-respected travel cards. The Chase Ink Business Unlimited comes from Chase at $0/yr; the Petal 2 Cash Back, No Fees Visa from Petal at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Chase Ink Business Unlimited is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Petal 2 Cash Back, No Fees Visa's. Get the Chase Ink Business Unlimited first; revisit the Petal 2 Cash Back, No Fees Visa after you've earned that bonus.
| Feature | Chase Ink Business Unlimited | Petal 2 Cash Back, No Fees Visa |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $750 bonus cash back | None |
| Bonus value (est.) | $750 | $0 |
| Min spend to unlock bonus | $6,000 in 3 mo | $0 in 0 mo |
| Issuer | Chase | Petal |
| Card category | business | credit-builder |
| Best earning category (Other) | 1.5x | 1x |
| Transfer partners | chase-ur | None |
| Headline benefits |
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Read the full review
Chase Ink Business Unlimited
$0/yr · $750 bonus cash back
Read the full review
Petal 2 Cash Back, No Fees Visa
$0/yr · None
Editorial take: Petal 2 Cash Back, No Fees Visa
Common questions
- Which card has the bigger sign-up bonus, Chase Ink Business Unlimited or Petal 2 Cash Back, No Fees Visa?
- The Chase Ink Business Unlimited has the bigger bonus, $750 bonus cash back, worth roughly $750, versus None (~$0) on the Petal 2 Cash Back, No Fees Visa.
- Is the Chase Ink Business Unlimited's $0 annual fee worth it compared to the Petal 2 Cash Back, No Fees Visa?
- The Chase Ink Business Unlimited has no annual fee, so the question is whether the Petal 2 Cash Back, No Fees Visa's $0 fee is justified by its perks. If you'll use enough of the Petal 2 Cash Back, No Fees Visa's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Chase Ink Business Unlimited.
- Can I have both the Chase Ink Business Unlimited and Petal 2 Cash Back, No Fees Visa?
- Yes, since they're from different issuers (Chase and Petal) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Chase Ink Business Unlimited or the Petal 2 Cash Back, No Fees Visa first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Unlimited: $6,000 spend in 3 months. Petal 2 Cash Back, No Fees Visa: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.