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Side-by-side

Chase Ink Business Unlimited vs American Airlines AAdvantage MileUp Card

Both are well-respected travel cards. The Chase Ink Business Unlimited comes from Chase at $0/yr; the American Airlines AAdvantage MileUp Card from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Unlimited is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the American Airlines AAdvantage MileUp Card's. Get the Chase Ink Business Unlimited first; revisit the American Airlines AAdvantage MileUp Card after you've earned that bonus.

FeatureChase Ink Business UnlimitedAmerican Airlines AAdvantage MileUp Card
Annual fee$0$0
Sign-up bonus$750 bonus cash backNot advertised
Bonus value (est.)$750-
Min spend to unlock bonus$6,000 in 3 mo-
IssuerChaseCiti
Card categorybusinesstravel
Best earning category (Other)1.5x1x
Transfer partnerschase-urNone
Headline benefits
  • 1.5% on everything
  • Huge $900 bonus
  • No annual fee
  • Converts to UR points
    Read the full review
    Chase Ink Business Unlimited
    $0/yr · $750 bonus cash back
    Read the full review
    American Airlines AAdvantage MileUp Card
    $0/yr ·

    Editorial take: Chase Ink Business Unlimited

    The business version of Freedom Unlimited. Flat 1.5% on every business expense with no annual fee, perfect catch-all for anything that doesn't fit a bonus category.

    Editorial take: American Airlines AAdvantage MileUp Card

    Common questions

    Which card has the bigger sign-up bonus, Chase Ink Business Unlimited or American Airlines AAdvantage MileUp Card?
    The Chase Ink Business Unlimited has a public bonus ($750 bonus cash back, worth roughly $750), while the American Airlines AAdvantage MileUp Card doesn't advertise one right now.
    Is the Chase Ink Business Unlimited's $0 annual fee worth it compared to the American Airlines AAdvantage MileUp Card?
    The Chase Ink Business Unlimited has no annual fee, so the question is whether the American Airlines AAdvantage MileUp Card's $0 fee is justified by its perks. If you'll use enough of the American Airlines AAdvantage MileUp Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Chase Ink Business Unlimited.
    Can I have both the Chase Ink Business Unlimited and American Airlines AAdvantage MileUp Card?
    Yes, since they're from different issuers (Chase and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Chase Ink Business Unlimited or the American Airlines AAdvantage MileUp Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Unlimited: $6,000 spend in 3 months. American Airlines AAdvantage MileUp Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.