Editorial take: Chase Ink Business Unlimited
The business version of Freedom Unlimited. Flat 1.5% on every business expense with no annual fee, perfect catch-all for anything that doesn't fit a bonus category.
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Side-by-side
Chase Ink Business Unlimited vs Southwest Rapid Rewards Premier
Both are well-respected travel cards. The Chase Ink Business Unlimited comes from Chase at $0/yr; the Southwest Rapid Rewards Premier from Chase at $149/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Chase Ink Business Unlimited is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Southwest Rapid Rewards Premier's. Get the Chase Ink Business Unlimited first; revisit the Southwest Rapid Rewards Premier after you've earned that bonus.
| Feature | Chase Ink Business Unlimited | Southwest Rapid Rewards Premier |
|---|---|---|
| Annual fee | $0 | $149 |
| Sign-up bonus | $750 bonus cash back | 55,000 bonus points |
| Bonus value (est.) | $750 | - |
| Min spend to unlock bonus | $6,000 in 3 mo | $1,500 in 3 mo |
| Issuer | Chase | Chase |
| Card category | business | travel |
| Best earning category (Other) | 1.5x | 1x |
| Transfer partners | chase-ur | None |
| Headline benefits |
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Read the full review
Chase Ink Business Unlimited
$0/yr · $750 bonus cash back
Read the full review
Southwest Rapid Rewards Premier
$149/yr · 55,000 bonus points
Editorial take: Southwest Rapid Rewards Premier
The middle tier of the Southwest portfolio after the 2025 refresh. Doubles the anniversary points and bumps the promo code from 10% to 15% vs Plus. Sweet spot for occasional Southwest flyers who don't need the Priority card's $75 travel credit or upgraded boardings.
Common questions
- Which card has the bigger sign-up bonus, Chase Ink Business Unlimited or Southwest Rapid Rewards Premier?
- The Chase Ink Business Unlimited has a public bonus ($750 bonus cash back, worth roughly $750), while the Southwest Rapid Rewards Premier doesn't advertise one right now.
- Is the Chase Ink Business Unlimited's $0 annual fee worth it compared to the Southwest Rapid Rewards Premier?
- The Chase Ink Business Unlimited has no annual fee, so the question is whether the Southwest Rapid Rewards Premier's $149 fee is justified by its perks. If you'll use enough of the Southwest Rapid Rewards Premier's benefits to clear $149 in value annually, it's worth it; otherwise stick with the Chase Ink Business Unlimited.
- Can I have both the Chase Ink Business Unlimited and Southwest Rapid Rewards Premier?
- Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Chase Ink Business Unlimited or the Southwest Rapid Rewards Premier first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Unlimited: $6,000 spend in 3 months. Southwest Rapid Rewards Premier: $1,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.