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Side-by-side

Chase Ink Business Premier vs Citi AAdvantage Platinum Select

Both are well-respected travel cards. The Chase Ink Business Premier comes from Chase at $195/yr; the Citi AAdvantage Platinum Select from Citi at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureChase Ink Business PremierCiti AAdvantage Platinum Select
Annual fee$195$99
Sign-up bonus$1,000 cash back60,000 miles
Bonus value (est.)$1,000$840
Min spend to unlock bonus$10,000 in 3 mo$3,500 in 4 mo
IssuerChaseCiti
Card categorybusinesstravel
Best earning category (Travel_chase)5x1x
Transfer partnersNoneNone
Headline benefits
  • 100k bonus (one of largest)
  • 2.5x on $5k+ purchases
  • 5x Chase Travel
  • Pay-in-full (no APR)
  • Free checked bag
  • Priority boarding
  • 2x on AA + dining + gas
  • First year free
Read the full review
Chase Ink Business Premier
$195/yr · $1,000 cash back
Read the full review
Citi AAdvantage Platinum Select
$99/yr · 60,000 miles

Editorial take: Chase Ink Business Premier

Chase's premium business card filling the gap above Ink Business Preferred. The 2.5x on large purchases is unique among UR-earning cards, perfect for businesses that drop $5k+ on equipment, software, or contractors monthly. Pay-in-full required.

Editorial take: Citi AAdvantage Platinum Select

The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.

Common questions

Which card has the bigger sign-up bonus, Chase Ink Business Premier or Citi AAdvantage Platinum Select?
The Chase Ink Business Premier has the bigger bonus, $1,000 cash back, worth roughly $1,000, versus 60,000 miles (~$840) on the Citi AAdvantage Platinum Select.
Is the Chase Ink Business Premier's $195 annual fee worth it compared to the Citi AAdvantage Platinum Select?
At $195/yr, the Chase Ink Business Premier is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi AAdvantage Platinum Select's, pick the one whose perks you'll actually use.
Can I have both the Chase Ink Business Premier and Citi AAdvantage Platinum Select?
Yes, since they're from different issuers (Chase and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Chase Ink Business Premier or the Citi AAdvantage Platinum Select first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Premier: $10,000 spend in 3 months. Citi AAdvantage Platinum Select: $3,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.