Chase Ink Business Premier vs Southwest Rapid Rewards Performance Business

Common questions

Which card has the bigger sign-up bonus, Chase Ink Business Premier or Southwest Rapid Rewards Performance Business?

The Southwest Rapid Rewards Performance Business has the bigger bonus, 80,000 points, worth roughly $80,000, versus $1,000 cash back (~$1,000) on the Chase Ink Business Premier.

Is the Chase Ink Business Premier's $195 annual fee worth it compared to the Southwest Rapid Rewards Performance Business?

At $195/yr, the Chase Ink Business Premier is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Southwest Rapid Rewards Performance Business's, pick the one whose perks you'll actually use.

Can I have both the Chase Ink Business Premier and Southwest Rapid Rewards Performance Business?

Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Chase Ink Business Premier or the Southwest Rapid Rewards Performance Business first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Premier: $10,000 spend in 3 months. Southwest Rapid Rewards Performance Business: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.