Editorial take: Chase Ink Business Cash
Highest-earning no-fee business card. 5% on internet, phone, and office supplies covers most small-business overhead. Note: The elevated $900 SUB ended Nov 13, 2025; current public offer is $750/$6k/3mo.
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Side-by-side
Chase Ink Business Cash vs Wells Fargo Autograph Journey
Both are well-respected travel cards. The Chase Ink Business Cash comes from Chase at $0/yr; the Wells Fargo Autograph Journey from Wells Fargo at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Chase Ink Business Cash is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Wells Fargo Autograph Journey's. Get the Chase Ink Business Cash first; revisit the Wells Fargo Autograph Journey after you've earned that bonus.
| Feature | Chase Ink Business Cash | Wells Fargo Autograph Journey |
|---|---|---|
| Annual fee | $0 | $95 |
| Sign-up bonus | $750 bonus cash back | 60,000 bonus points |
| Bonus value (est.) | $750 | - |
| Min spend to unlock bonus | $6,000 in 3 mo | $4,000 in 3 mo |
| Issuer | Chase | Wells Fargo |
| Card category | business | travel |
| Best earning category (Office) | 5x | 1x |
| Transfer partners | chase-ur | None |
| Headline benefits |
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Read the full review
Chase Ink Business Cash
$0/yr · $750 bonus cash back
Read the full review
Wells Fargo Autograph Journey
$95/yr · 60,000 bonus points
Editorial take: Wells Fargo Autograph Journey
5x on flights is class-leading at this price point. Wells Fargo added 6 transfer partners in 2024 (Flying Blue, Avianca, BA Avios, Iberia, Aer Lingus, Choice), making this card meaningfully better than before. Worth considering over Sapphire Preferred for frequent flyers.
Common questions
- Which card has the bigger sign-up bonus, Chase Ink Business Cash or Wells Fargo Autograph Journey?
- The Chase Ink Business Cash has a public bonus ($750 bonus cash back, worth roughly $750), while the Wells Fargo Autograph Journey doesn't advertise one right now.
- Is the Chase Ink Business Cash's $0 annual fee worth it compared to the Wells Fargo Autograph Journey?
- The Chase Ink Business Cash has no annual fee, so the question is whether the Wells Fargo Autograph Journey's $95 fee is justified by its perks. If you'll use enough of the Wells Fargo Autograph Journey's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Chase Ink Business Cash.
- Can I have both the Chase Ink Business Cash and Wells Fargo Autograph Journey?
- Yes, since they're from different issuers (Chase and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Chase Ink Business Cash or the Wells Fargo Autograph Journey first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Cash: $6,000 spend in 3 months. Wells Fargo Autograph Journey: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.