Editorial take: Chase Ink Business Cash
Highest-earning no-fee business card. 5% on internet, phone, and office supplies covers most small-business overhead. Note: The elevated $900 SUB ended Nov 13, 2025; current public offer is $750/$6k/3mo.
All credit cards
Side-by-side
Chase Ink Business Cash vs Free Spirit Travel More World Elite Mastercard
Both are well-respected travel cards. The Chase Ink Business Cash comes from Chase at $0/yr; the Free Spirit Travel More World Elite Mastercard from Bank of Missouri at $79/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Chase Ink Business Cash is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Free Spirit Travel More World Elite Mastercard's. Get the Chase Ink Business Cash first; revisit the Free Spirit Travel More World Elite Mastercard after you've earned that bonus.
| Feature | Chase Ink Business Cash | Free Spirit Travel More World Elite Mastercard |
|---|---|---|
| Annual fee | $0 | $79 |
| Sign-up bonus | $750 bonus cash back | |
| Bonus value (est.) | $750 | - |
| Min spend to unlock bonus | $6,000 in 3 mo | - |
| Issuer | Chase | Bank of Missouri |
| Card category | business | cashback |
| Best earning category (Office) | 5x | 1x |
| Transfer partners | chase-ur | None |
| Headline benefits |
|
Read the full review
Chase Ink Business Cash
$0/yr · $750 bonus cash back
Read the full review
Free Spirit Travel More World Elite Mastercard
$79/yr ·
Editorial take: Free Spirit Travel More World Elite Mastercard
Common questions
- Which card has the bigger sign-up bonus, Chase Ink Business Cash or Free Spirit Travel More World Elite Mastercard?
- The Chase Ink Business Cash has a public bonus ($750 bonus cash back, worth roughly $750), while the Free Spirit Travel More World Elite Mastercard doesn't advertise one right now.
- Is the Chase Ink Business Cash's $0 annual fee worth it compared to the Free Spirit Travel More World Elite Mastercard?
- The Chase Ink Business Cash has no annual fee, so the question is whether the Free Spirit Travel More World Elite Mastercard's $79 fee is justified by its perks. If you'll use enough of the Free Spirit Travel More World Elite Mastercard's benefits to clear $79 in value annually, it's worth it; otherwise stick with the Chase Ink Business Cash.
- Can I have both the Chase Ink Business Cash and Free Spirit Travel More World Elite Mastercard?
- Yes, since they're from different issuers (Chase and Bank of Missouri) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Chase Ink Business Cash or the Free Spirit Travel More World Elite Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Cash: $6,000 spend in 3 months. Free Spirit Travel More World Elite Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.