Editorial take: IHG One Rewards Traveler
The 4th-night-free benefit alone makes this a standout, on a 4-night IHG stay, you're effectively getting 25% off. Stack with transfer bonuses from Chase UR for serious savings.
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Side-by-side
IHG One Rewards Traveler vs United Quest Card
Both are well-respected travel cards. The IHG One Rewards Traveler comes from Chase at $0/yr; the United Quest Card from Chase at $350/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | IHG One Rewards Traveler | United Quest Card |
|---|---|---|
| Annual fee | $0 | $350 |
| Sign-up bonus | 80,000 points | 70,000 miles + 500 PQP |
| Bonus value (est.) | $480 | $950 |
| Min spend to unlock bonus | $2,000 in 3 mo | $4,000 in 3 mo |
| Issuer | Chase | Chase |
| Card category | hotel | travel |
| Best earning category (Ihg) | 17x | 1x |
| Transfer partners | None | mileageplus |
| Headline benefits |
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Read the full review
IHG One Rewards Traveler
$0/yr · 80,000 points
Read the full review
United Quest Card
$350/yr · 70,000 miles + 500 PQP
Editorial take: United Quest Card
If you fly United 3+ times a year, the $125 travel credit, two free bags, and 10k miles of rebates on award flights ($100+ in direct value) make this card pay for itself.
Common questions
- Which card has the bigger sign-up bonus, IHG One Rewards Traveler or United Quest Card?
- The United Quest Card has the bigger bonus, 70,000 miles + 500 PQP, worth roughly $950, versus 80,000 points (~$480) on the IHG One Rewards Traveler.
- Is the IHG One Rewards Traveler's $0 annual fee worth it compared to the United Quest Card?
- The IHG One Rewards Traveler has no annual fee, so the question is whether the United Quest Card's $350 fee is justified by its perks. If you'll use enough of the United Quest Card's benefits to clear $350 in value annually, it's worth it; otherwise stick with the IHG One Rewards Traveler.
- Can I have both the IHG One Rewards Traveler and United Quest Card?
- Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the IHG One Rewards Traveler or the United Quest Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. IHG One Rewards Traveler: $2,000 spend in 3 months. United Quest Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.