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IHG One Rewards Premier Business vs US Bank Triple Cash Rewards Business
Both are well-respected travel cards. The IHG One Rewards Premier Business comes from Chase at $99/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the US Bank Triple Cash Rewards Business is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the IHG One Rewards Premier Business's. Get the US Bank Triple Cash Rewards Business first; revisit the IHG One Rewards Premier Business after you've earned that bonus.
| Feature | IHG One Rewards Premier Business | US Bank Triple Cash Rewards Business |
|---|---|---|
| Annual fee | $99 | $0 |
| Sign-up bonus | 140,000 Bonus Points | $750 cash back |
| Bonus value (est.) | - | $750 |
| Min spend to unlock bonus | $4,000 in 3 mo | $6,000 in 6 mo |
| Issuer | Chase | U.S. Bank |
| Card category | travel | business |
| Best earning category (Ihg_hotels) | 10x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
IHG One Rewards Premier Business
$99/yr · 140,000 Bonus Points
Read the full review
US Bank Triple Cash Rewards Business
$0/yr · $750 cash back
Editorial take: US Bank Triple Cash Rewards Business
Common questions
- Which card has the bigger sign-up bonus, IHG One Rewards Premier Business or US Bank Triple Cash Rewards Business?
- The US Bank Triple Cash Rewards Business has a public bonus ($750 cash back, worth roughly $750), while the IHG One Rewards Premier Business doesn't advertise one right now.
- Is the IHG One Rewards Premier Business's $99 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
- At $99/yr, the IHG One Rewards Premier Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the US Bank Triple Cash Rewards Business's, pick the one whose perks you'll actually use.
- Can I have both the IHG One Rewards Premier Business and US Bank Triple Cash Rewards Business?
- Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the IHG One Rewards Premier Business or the US Bank Triple Cash Rewards Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. IHG One Rewards Premier Business: $4,000 spend in 3 months. US Bank Triple Cash Rewards Business: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.