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IHG One Rewards Premier Business vs US Bank Business Platinum Card
Both are well-respected travel cards. The IHG One Rewards Premier Business comes from Chase at $99/yr; the US Bank Business Platinum Card from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | IHG One Rewards Premier Business | US Bank Business Platinum Card |
|---|---|---|
| Annual fee | $99 | $0 |
| Sign-up bonus | 140,000 Bonus Points | |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | $4,000 in 3 mo | - |
| Issuer | Chase | U.S. Bank |
| Card category | travel | business |
| Best earning category (Travel) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
IHG One Rewards Premier Business
$99/yr · 140,000 Bonus Points
Read the full review
US Bank Business Platinum Card
$0/yr ·
Editorial take: US Bank Business Platinum Card
Common questions
- Which card has the bigger sign-up bonus, IHG One Rewards Premier Business or US Bank Business Platinum Card?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the IHG One Rewards Premier Business's $99 annual fee worth it compared to the US Bank Business Platinum Card?
- At $99/yr, the IHG One Rewards Premier Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the US Bank Business Platinum Card's, pick the one whose perks you'll actually use.
- Can I have both the IHG One Rewards Premier Business and US Bank Business Platinum Card?
- Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the IHG One Rewards Premier Business or the US Bank Business Platinum Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. IHG One Rewards Premier Business: $4,000 spend in 3 months. US Bank Business Platinum Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.