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Side-by-side
IHG One Rewards Premier Business vs Chase Ink Business Cash
Both are well-respected travel cards. The IHG One Rewards Premier Business comes from Chase at $99/yr; the Chase Ink Business Cash from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Chase Ink Business Cash is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the IHG One Rewards Premier Business's. Get the Chase Ink Business Cash first; revisit the IHG One Rewards Premier Business after you've earned that bonus.
| Feature | IHG One Rewards Premier Business | Chase Ink Business Cash |
|---|---|---|
| Annual fee | $99 | $0 |
| Sign-up bonus | 140,000 Bonus Points | $750 bonus cash back |
| Bonus value (est.) | - | $750 |
| Min spend to unlock bonus | $4,000 in 3 mo | $6,000 in 3 mo |
| Issuer | Chase | Chase |
| Card category | travel | business |
| Best earning category (Travel) | 5x | 1x |
| Transfer partners | None | chase-ur |
| Headline benefits |
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Read the full review
IHG One Rewards Premier Business
$99/yr · 140,000 Bonus Points
Read the full review
Chase Ink Business Cash
$0/yr · $750 bonus cash back
Editorial take: Chase Ink Business Cash
Highest-earning no-fee business card. 5% on internet, phone, and office supplies covers most small-business overhead. Note: The elevated $900 SUB ended Nov 13, 2025; current public offer is $750/$6k/3mo.
Common questions
- Which card has the bigger sign-up bonus, IHG One Rewards Premier Business or Chase Ink Business Cash?
- The Chase Ink Business Cash has a public bonus ($750 bonus cash back, worth roughly $750), while the IHG One Rewards Premier Business doesn't advertise one right now.
- Is the IHG One Rewards Premier Business's $99 annual fee worth it compared to the Chase Ink Business Cash?
- At $99/yr, the IHG One Rewards Premier Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Ink Business Cash's, pick the one whose perks you'll actually use.
- Can I have both the IHG One Rewards Premier Business and Chase Ink Business Cash?
- Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the IHG One Rewards Premier Business or the Chase Ink Business Cash first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. IHG One Rewards Premier Business: $4,000 spend in 3 months. Chase Ink Business Cash: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.