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Side-by-side

Iberia Visa Signature vs Wells Fargo Autograph Card

Both are travel travel cards. The Iberia Visa Signature comes from Chase at $95/yr; the Wells Fargo Autograph Card from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureIberia Visa SignatureWells Fargo Autograph Card
Annual fee$95$0
Sign-up bonus75,000 Bonus Avios20,000 points
Bonus value (est.)-$200
Min spend to unlock bonus$5,000 in 3 mo$1,000 in 3 mo
IssuerChaseWells Fargo
Card categorytraveltravel
Best earning category (Travel)3x3x
Transfer partnersNonewf-rewards
Headline benefits
    • 3x on 6 broad categories
    • No annual fee
    • No FX fees
    • Cell phone protection
    Read the full review
    Iberia Visa Signature
    $95/yr · 75,000 Bonus Avios
    Read the full review
    Wells Fargo Autograph Card
    $0/yr · 20,000 points

    Editorial take: Iberia Visa Signature

    Editorial take: Wells Fargo Autograph Card

    The best no-annual-fee card for everyday spend in 2026. 3x on six broad categories with no caps trumps almost every other free card. Pair with the Autograph Journey if you want transferable points.

    Common questions

    Which card has the bigger sign-up bonus, Iberia Visa Signature or Wells Fargo Autograph Card?
    The Wells Fargo Autograph Card has a public bonus (20,000 points, worth roughly $200), while the Iberia Visa Signature doesn't advertise one right now.
    Is the Iberia Visa Signature's $95 annual fee worth it compared to the Wells Fargo Autograph Card?
    At $95/yr, the Iberia Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Wells Fargo Autograph Card's, pick the one whose perks you'll actually use.
    Can I have both the Iberia Visa Signature and Wells Fargo Autograph Card?
    Yes, since they're from different issuers (Chase and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Iberia Visa Signature or the Wells Fargo Autograph Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Iberia Visa Signature: $5,000 spend in 3 months. Wells Fargo Autograph Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.