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Iberia Visa Signature vs Macy's American Express Card
Both are well-respected travel cards. The Iberia Visa Signature comes from Chase at $95/yr; the Macy's American Express Card from Department Stores National Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Iberia Visa Signature | Macy's American Express Card |
|---|---|---|
| Annual fee | $95 | $0 |
| Sign-up bonus | 75,000 Bonus Avios | |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | $5,000 in 3 mo | - |
| Issuer | Chase | Department Stores National Bank |
| Card category | travel | cashback |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Iberia Visa Signature
$95/yr · 75,000 Bonus Avios
Read the full review
Macy's American Express Card
$0/yr ·
Editorial take: Macy's American Express Card
Common questions
- Which card has the bigger sign-up bonus, Iberia Visa Signature or Macy's American Express Card?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Iberia Visa Signature's $95 annual fee worth it compared to the Macy's American Express Card?
- At $95/yr, the Iberia Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Macy's American Express Card's, pick the one whose perks you'll actually use.
- Can I have both the Iberia Visa Signature and Macy's American Express Card?
- Yes, since they're from different issuers (Chase and Department Stores National Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Iberia Visa Signature or the Macy's American Express Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Iberia Visa Signature: $5,000 spend in 3 months. Macy's American Express Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.