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Side-by-side
Disney Premier Visa Card vs Discover it Cash Back
Both are well-respected travel cards. The Disney Premier Visa Card comes from Chase at $49/yr; the Discover it Cash Back from Discover at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Disney Premier Visa Card | Discover it Cash Back |
|---|---|---|
| Annual fee | $49 | $0 |
| Sign-up bonus | $200 Disney Gift Card eGift upon approval + $100 statement credit | Cashback Match (first year, unlimited) |
| Bonus value (est.) | $200 | $200 |
| Min spend to unlock bonus | $500 in 3 mo | $0 in 12 mo |
| Issuer | Chase | Discover |
| Card category | travel | cashback |
| Best earning category (Streaming) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Disney Premier Visa Card
$49/yr · $200 Disney Gift Card eGift upon approval + $100 statement credit
Read the full review
Discover it Cash Back
$0/yr · Cashback Match (first year, unlimited)
Editorial take: Discover it Cash Back
The first-year Cashback Match effectively doubles your earnings, someone who earns $300 in cash back gets $600 total. It's the best no-fee first card for building credit with real rewards.
Common questions
- Which card has the bigger sign-up bonus, Disney Premier Visa Card or Discover it Cash Back?
- The two cards offer comparable sign-up bonuses around $200. Pick based on which earning categories you actually use.
- Is the Disney Premier Visa Card's $49 annual fee worth it compared to the Discover it Cash Back?
- At $49/yr, the Disney Premier Visa Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Discover it Cash Back's, pick the one whose perks you'll actually use.
- Can I have both the Disney Premier Visa Card and Discover it Cash Back?
- Yes, since they're from different issuers (Chase and Discover) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Disney Premier Visa Card or the Discover it Cash Back first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Disney Premier Visa Card: $500 spend in 3 months. Discover it Cash Back: $0 in 12 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.