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Disney Premier Visa Card vs CitiBusiness / AAdvantage Platinum Select Mastercard

Both are travel travel cards. The Disney Premier Visa Card comes from Chase at $49/yr; the CitiBusiness / AAdvantage Platinum Select Mastercard from Citi at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the CitiBusiness / AAdvantage Platinum Select Mastercard is the stronger pick today, the sign-up bonus is meaningfully larger ($773 more in estimated value) than the Disney Premier Visa Card's. Get the CitiBusiness / AAdvantage Platinum Select Mastercard first; revisit the Disney Premier Visa Card after you've earned that bonus.

FeatureDisney Premier Visa CardCitiBusiness / AAdvantage Platinum Select Mastercard
Annual fee$49$99
Sign-up bonus$200 Disney Gift Card eGift upon approval + $100 statement credit65,000 miles
Bonus value (est.)$300$1,073
Min spend to unlock bonus$500 in 3 mo$4,000 in 4 mo
IssuerChaseCiti
Card categorytraveltravel
Best earning category (Streaming)5x1x
Transfer partnersNoneaadvantage
Headline benefits
      Read the full review
      Disney Premier Visa Card
      $49/yr · $200 Disney Gift Card eGift upon approval + $100 statement credit
      Read the full review
      CitiBusiness / AAdvantage Platinum Select Mastercard
      $99/yr · 65,000 miles

      Editorial take: Disney Premier Visa Card

      Editorial take: CitiBusiness / AAdvantage Platinum Select Mastercard

      Common questions

      Which card has the bigger sign-up bonus, Disney Premier Visa Card or CitiBusiness / AAdvantage Platinum Select Mastercard?
      The CitiBusiness / AAdvantage Platinum Select Mastercard has the bigger bonus, 65,000 miles, worth roughly $1,073, versus $200 Disney Gift Card eGift upon approval + $100 statement credit (~$300) on the Disney Premier Visa Card.
      Is the Disney Premier Visa Card's $49 annual fee worth it compared to the CitiBusiness / AAdvantage Platinum Select Mastercard?
      At $49/yr, the Disney Premier Visa Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the CitiBusiness / AAdvantage Platinum Select Mastercard's, pick the one whose perks you'll actually use.
      Can I have both the Disney Premier Visa Card and CitiBusiness / AAdvantage Platinum Select Mastercard?
      Yes, since they're from different issuers (Chase and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Disney Premier Visa Card or the CitiBusiness / AAdvantage Platinum Select Mastercard first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Disney Premier Visa Card: $500 spend in 3 months. CitiBusiness / AAdvantage Platinum Select Mastercard: $4,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.