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British Airways Visa Signature vs US Bank Triple Cash Rewards Business

Both are well-respected travel cards. The British Airways Visa Signature comes from Chase at $95/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the British Airways Visa Signature is the stronger pick today, the sign-up bonus is meaningfully larger ($1,050 more in estimated value) than the US Bank Triple Cash Rewards Business's. Get the British Airways Visa Signature first; revisit the US Bank Triple Cash Rewards Business after you've earned that bonus.

FeatureBritish Airways Visa SignatureUS Bank Triple Cash Rewards Business
Annual fee$95$0
Sign-up bonus75,000 Bonus Avios
Bonus value (est.)$1,050-
Min spend to unlock bonus$5,000 in 3 mo-
IssuerChaseU.S. Bank
Card categorytravelbusiness
Best earning category (Travel)3x1x
Transfer partnersNoneNone
Headline benefits
  • 75k Avios bonus
  • Travel Together ticket at $30k
  • No foreign tx fees
  • Great for short-haul AA
    Read the full review
    British Airways Visa Signature
    $95/yr · 75,000 Bonus Avios
    Read the full review
    US Bank Triple Cash Rewards Business
    $0/yr ·

    Editorial take: British Airways Visa Signature

    Avios shine on short-haul AA flights (7,500 miles each way under 1,150 miles). The Travel Together ticket is amazing but requires $30k spend per year, only worth it if you already hit that.

    Editorial take: US Bank Triple Cash Rewards Business

    Common questions

    Which card has the bigger sign-up bonus, British Airways Visa Signature or US Bank Triple Cash Rewards Business?
    The British Airways Visa Signature has a public bonus (75,000 Bonus Avios, worth roughly $1,050), while the US Bank Triple Cash Rewards Business doesn't advertise one right now.
    Is the British Airways Visa Signature's $95 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
    At $95/yr, the British Airways Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the US Bank Triple Cash Rewards Business's, pick the one whose perks you'll actually use.
    Can I have both the British Airways Visa Signature and US Bank Triple Cash Rewards Business?
    Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the British Airways Visa Signature or the US Bank Triple Cash Rewards Business first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. British Airways Visa Signature: $5,000 spend in 3 months. US Bank Triple Cash Rewards Business: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.