British Airways Visa Signature vs TD First Class Visa Signature Credit Card

Common questions

Which card has the bigger sign-up bonus, British Airways Visa Signature or TD First Class Visa Signature Credit Card?

The British Airways Visa Signature has the bigger bonus, 75,000 Bonus Avios, worth roughly $1,050, versus 25,000 bonus miles (~$250) on the TD First Class Visa Signature Credit Card.

Is the British Airways Visa Signature's $95 annual fee worth it compared to the TD First Class Visa Signature Credit Card?

At $95/yr, the British Airways Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the TD First Class Visa Signature Credit Card's, pick the one whose perks you'll actually use.

Can I have both the British Airways Visa Signature and TD First Class Visa Signature Credit Card?

Yes, since they're from different issuers (Chase and TD Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the British Airways Visa Signature or the TD First Class Visa Signature Credit Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. British Airways Visa Signature: $5,000 spend in 3 months. TD First Class Visa Signature Credit Card: $3,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.