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Side-by-side

Amazon Prime Visa vs Wells Fargo Autograph Card

Both are well-respected travel cards. The Amazon Prime Visa comes from Chase at $0/yr; the Wells Fargo Autograph Card from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAmazon Prime VisaWells Fargo Autograph Card
Annual fee$0$0
Sign-up bonus$150-$200 Amazon Gift Card upon approval (varies)20,000 points
Bonus value (est.)$175$200
Min spend to unlock bonus$0 in 0 mo$1,000 in 3 mo
IssuerChaseWells Fargo
Card categorycashbacktravel
Best earning category (Amazon_whole_foods_amazon_fresh_amazon_pharmacy_with_prime)5x1x
Transfer partnersNonewf-rewards
Headline benefits
    • 3x on 6 broad categories
    • No annual fee
    • No FX fees
    • Cell phone protection
    Read the full review
    Amazon Prime Visa
    $0/yr · $150-$200 Amazon Gift Card upon approval (varies)
    Read the full review
    Wells Fargo Autograph Card
    $0/yr · 20,000 points

    Editorial take: Amazon Prime Visa

    Editorial take: Wells Fargo Autograph Card

    The best no-annual-fee card for everyday spend in 2026. 3x on six broad categories with no caps trumps almost every other free card. Pair with the Autograph Journey if you want transferable points.

    Common questions

    Which card has the bigger sign-up bonus, Amazon Prime Visa or Wells Fargo Autograph Card?
    The Wells Fargo Autograph Card has the bigger bonus, 20,000 points, worth roughly $200, versus $150-$200 Amazon Gift Card upon approval (varies) (~$175) on the Amazon Prime Visa.
    Is the Amazon Prime Visa's $0 annual fee worth it compared to the Wells Fargo Autograph Card?
    The Amazon Prime Visa has no annual fee, so the question is whether the Wells Fargo Autograph Card's $0 fee is justified by its perks. If you'll use enough of the Wells Fargo Autograph Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Amazon Prime Visa.
    Can I have both the Amazon Prime Visa and Wells Fargo Autograph Card?
    Yes, since they're from different issuers (Chase and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Amazon Prime Visa or the Wells Fargo Autograph Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Amazon Prime Visa: $0 spend in 0 months. Wells Fargo Autograph Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.