Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Amazon Prime Visa vs United Explorer Card

Both are well-respected travel cards. The Amazon Prime Visa comes from Chase at $0/yr; the United Explorer Card from Chase at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the United Explorer Card is the stronger pick today, the sign-up bonus is meaningfully larger ($865 more in estimated value) than the Amazon Prime Visa's. Get the United Explorer Card first; revisit the Amazon Prime Visa after you've earned that bonus.

FeatureAmazon Prime VisaUnited Explorer Card
Annual fee$0$150
Sign-up bonus$150-$200 Amazon Gift Card upon approval (varies)70,000 miles + 10,000 AU bonus
Bonus value (est.)$175$1,040
Min spend to unlock bonus$0 in 0 mo$3,000 in 3 mo
IssuerChaseChase
Card categorycashbackairline
Best earning category (Amazon_whole_foods_amazon_fresh_amazon_pharmacy_with_prime)5x1x
Transfer partnersNoneNone
Headline benefits
    • Free checked bag
    • 2 United Club passes/year
    • Priority boarding
    • 25% back on inflight purchases
    Read the full review
    Amazon Prime Visa
    $0/yr · $150-$200 Amazon Gift Card upon approval (varies)
    Read the full review
    United Explorer Card
    $150/yr · 70,000 miles + 10,000 AU bonus

    Editorial take: Amazon Prime Visa

    Editorial take: United Explorer Card

    Solid for United flyers. The free checked bag and 2 United Club passes per year add up, and the 70k + 10k AU bonus is a great starting point for domestic award flights. $0 intro annual fee, then $150.

    Common questions

    Which card has the bigger sign-up bonus, Amazon Prime Visa or United Explorer Card?
    The United Explorer Card has the bigger bonus, 70,000 miles + 10,000 AU bonus, worth roughly $1,040, versus $150-$200 Amazon Gift Card upon approval (varies) (~$175) on the Amazon Prime Visa.
    Is the Amazon Prime Visa's $0 annual fee worth it compared to the United Explorer Card?
    The Amazon Prime Visa has no annual fee, so the question is whether the United Explorer Card's $150 fee is justified by its perks. If you'll use enough of the United Explorer Card's benefits to clear $150 in value annually, it's worth it; otherwise stick with the Amazon Prime Visa.
    Can I have both the Amazon Prime Visa and United Explorer Card?
    Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Amazon Prime Visa or the United Explorer Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Amazon Prime Visa: $0 spend in 0 months. United Explorer Card: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.