Amazon Prime Visa vs Macy's American Express Card
Both are cashback travel cards. The Amazon Prime Visa comes from Chase at $0/yr; the Macy's American Express Card from Department Stores National Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Amazon Prime Visa | Macy's American Express Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $150-$200 Amazon Gift Card upon approval (varies) | |
| Bonus value (est.) | $175 | - |
| Min spend to unlock bonus | $0 in 0 mo | - |
| Issuer | Chase | Department Stores National Bank |
| Card category | cashback | cashback |
| Best earning category (Amazon_whole_foods_amazon_fresh_amazon_pharmacy_with_prime) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Editorial take: Macy's American Express Card
Common questions
- Which card has the bigger sign-up bonus, Amazon Prime Visa or Macy's American Express Card?
- The Amazon Prime Visa has a public bonus ($150-$200 Amazon Gift Card upon approval (varies), worth roughly $175), while the Macy's American Express Card doesn't advertise one right now.
- Is the Amazon Prime Visa's $0 annual fee worth it compared to the Macy's American Express Card?
- The Amazon Prime Visa has no annual fee, so the question is whether the Macy's American Express Card's $0 fee is justified by its perks. If you'll use enough of the Macy's American Express Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Amazon Prime Visa.
- Can I have both the Amazon Prime Visa and Macy's American Express Card?
- Yes, since they're from different issuers (Chase and Department Stores National Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Amazon Prime Visa or the Macy's American Express Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Amazon Prime Visa: $0 spend in 0 months. Macy's American Express Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
