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Side-by-side

Amazon Prime Visa vs Lowe's Business Rewards Card from American Express

Both are well-respected travel cards. The Amazon Prime Visa comes from Chase at $0/yr; the Lowe's Business Rewards Card from American Express from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAmazon Prime VisaLowe's Business Rewards Card from American Express
Annual fee$0$0
Sign-up bonus$150-$200 Amazon Gift Card upon approval (varies)$100 statement credit
Bonus value (est.)$175$100
Min spend to unlock bonus$0 in 0 mo$1,000 in 3 mo
IssuerChaseAmerican Express
Card categorycashbackbusiness
Best earning category (Amazon_whole_foods_amazon_fresh_amazon_pharmacy_with_prime)5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Amazon Prime Visa
      $0/yr · $150-$200 Amazon Gift Card upon approval (varies)
      Read the full review
      Lowe's Business Rewards Card from American Express
      $0/yr · $100 statement credit

      Editorial take: Amazon Prime Visa

      Editorial take: Lowe's Business Rewards Card from American Express

      Common questions

      Which card has the bigger sign-up bonus, Amazon Prime Visa or Lowe's Business Rewards Card from American Express?
      The Amazon Prime Visa has the bigger bonus, $150-$200 Amazon Gift Card upon approval (varies), worth roughly $175, versus $100 statement credit (~$100) on the Lowe's Business Rewards Card from American Express.
      Is the Amazon Prime Visa's $0 annual fee worth it compared to the Lowe's Business Rewards Card from American Express?
      The Amazon Prime Visa has no annual fee, so the question is whether the Lowe's Business Rewards Card from American Express's $0 fee is justified by its perks. If you'll use enough of the Lowe's Business Rewards Card from American Express's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Amazon Prime Visa.
      Can I have both the Amazon Prime Visa and Lowe's Business Rewards Card from American Express?
      Yes, since they're from different issuers (Chase and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Amazon Prime Visa or the Lowe's Business Rewards Card from American Express first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Amazon Prime Visa: $0 spend in 0 months. Lowe's Business Rewards Card from American Express: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.