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Side-by-side
Amazon Prime Visa vs CitiBusiness / AAdvantage Platinum Select Mastercard
Both are well-respected travel cards. The Amazon Prime Visa comes from Chase at $0/yr; the CitiBusiness / AAdvantage Platinum Select Mastercard from Citi at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the CitiBusiness / AAdvantage Platinum Select Mastercard is the stronger pick today, the sign-up bonus is meaningfully larger ($898 more in estimated value) than the Amazon Prime Visa's. Get the CitiBusiness / AAdvantage Platinum Select Mastercard first; revisit the Amazon Prime Visa after you've earned that bonus.
| Feature | Amazon Prime Visa | CitiBusiness / AAdvantage Platinum Select Mastercard |
|---|---|---|
| Annual fee | $0 | $99 |
| Sign-up bonus | $150-$200 Amazon Gift Card upon approval (varies) | 65,000 miles |
| Bonus value (est.) | $175 | $1,073 |
| Min spend to unlock bonus | $0 in 0 mo | $4,000 in 4 mo |
| Issuer | Chase | Citi |
| Card category | cashback | travel |
| Best earning category (Amazon_whole_foods_amazon_fresh_amazon_pharmacy_with_prime) | 5x | 1x |
| Transfer partners | None | aadvantage |
| Headline benefits |
Read the full review
Amazon Prime Visa
$0/yr · $150-$200 Amazon Gift Card upon approval (varies)
Read the full review
CitiBusiness / AAdvantage Platinum Select Mastercard
$99/yr · 65,000 miles
Editorial take: CitiBusiness / AAdvantage Platinum Select Mastercard
Common questions
- Which card has the bigger sign-up bonus, Amazon Prime Visa or CitiBusiness / AAdvantage Platinum Select Mastercard?
- The CitiBusiness / AAdvantage Platinum Select Mastercard has the bigger bonus, 65,000 miles, worth roughly $1,073, versus $150-$200 Amazon Gift Card upon approval (varies) (~$175) on the Amazon Prime Visa.
- Is the Amazon Prime Visa's $0 annual fee worth it compared to the CitiBusiness / AAdvantage Platinum Select Mastercard?
- The Amazon Prime Visa has no annual fee, so the question is whether the CitiBusiness / AAdvantage Platinum Select Mastercard's $99 fee is justified by its perks. If you'll use enough of the CitiBusiness / AAdvantage Platinum Select Mastercard's benefits to clear $99 in value annually, it's worth it; otherwise stick with the Amazon Prime Visa.
- Can I have both the Amazon Prime Visa and CitiBusiness / AAdvantage Platinum Select Mastercard?
- Yes, since they're from different issuers (Chase and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Amazon Prime Visa or the CitiBusiness / AAdvantage Platinum Select Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Amazon Prime Visa: $0 spend in 0 months. CitiBusiness / AAdvantage Platinum Select Mastercard: $4,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.