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Side-by-side

Amazon Prime Visa vs Chase Ink Business Premier

Both are well-respected travel cards. The Amazon Prime Visa comes from Chase at $0/yr; the Chase Ink Business Premier from Chase at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Premier is the stronger pick today, the sign-up bonus is meaningfully larger ($825 more in estimated value) than the Amazon Prime Visa's. Get the Chase Ink Business Premier first; revisit the Amazon Prime Visa after you've earned that bonus.

FeatureAmazon Prime VisaChase Ink Business Premier
Annual fee$0$195
Sign-up bonus$150-$200 Amazon Gift Card upon approval (varies)$1,000 cash back
Bonus value (est.)$175$1,000
Min spend to unlock bonus$0 in 0 mo$10,000 in 3 mo
IssuerChaseChase
Card categorycashbackbusiness
Best earning category (Amazon_whole_foods_amazon_fresh_amazon_pharmacy_with_prime)5x1x
Transfer partnersNoneNone
Headline benefits
    • 100k bonus (one of largest)
    • 2.5x on $5k+ purchases
    • 5x Chase Travel
    • Pay-in-full (no APR)
    Read the full review
    Amazon Prime Visa
    $0/yr · $150-$200 Amazon Gift Card upon approval (varies)
    Read the full review
    Chase Ink Business Premier
    $195/yr · $1,000 cash back

    Editorial take: Amazon Prime Visa

    Editorial take: Chase Ink Business Premier

    Chase's premium business card filling the gap above Ink Business Preferred. The 2.5x on large purchases is unique among UR-earning cards, perfect for businesses that drop $5k+ on equipment, software, or contractors monthly. Pay-in-full required.

    Common questions

    Which card has the bigger sign-up bonus, Amazon Prime Visa or Chase Ink Business Premier?
    The Chase Ink Business Premier has the bigger bonus, $1,000 cash back, worth roughly $1,000, versus $150-$200 Amazon Gift Card upon approval (varies) (~$175) on the Amazon Prime Visa.
    Is the Amazon Prime Visa's $0 annual fee worth it compared to the Chase Ink Business Premier?
    The Amazon Prime Visa has no annual fee, so the question is whether the Chase Ink Business Premier's $195 fee is justified by its perks. If you'll use enough of the Chase Ink Business Premier's benefits to clear $195 in value annually, it's worth it; otherwise stick with the Amazon Prime Visa.
    Can I have both the Amazon Prime Visa and Chase Ink Business Premier?
    Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Amazon Prime Visa or the Chase Ink Business Premier first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Amazon Prime Visa: $0 spend in 0 months. Chase Ink Business Premier: $10,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.