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Side-by-side

Amazon Prime Visa vs Chase Freedom Flex

Both are cashback travel cards. The Amazon Prime Visa comes from Chase at $0/yr; the Chase Freedom Flex from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from Chase and target cashback spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Chase Freedom Flex costs $0 more per year, only worth it if you'll actually use the upgraded perks.

FeatureAmazon Prime VisaChase Freedom Flex
Annual fee$0$0
Sign-up bonus$150-$200 Amazon Gift Card upon approval (varies)$200 cash back
Bonus value (est.)$175$200
Min spend to unlock bonus$0 in 0 mo$500 in 3 mo
IssuerChaseChase
Card categorycashbackcashback
Best earning category (Amazon_whole_foods_amazon_fresh_amazon_pharmacy_with_prime)5x1x
Transfer partnersNonechase-ur
Headline benefits
    • 5% rotating categories
    • 3% dining + drugstores
    • No annual fee
    • Cell phone protection
    Read the full review
    Amazon Prime Visa
    $0/yr · $150-$200 Amazon Gift Card upon approval (varies)
    Read the full review
    Chase Freedom Flex
    $0/yr · $200 cash back

    Editorial take: Amazon Prime Visa

    Editorial take: Chase Freedom Flex

    Worth it only if you'll actually activate the rotating 5% categories every quarter. If you won't, the Freedom Unlimited earns more on everyday spend with zero effort.

    Common questions

    Which card has the bigger sign-up bonus, Amazon Prime Visa or Chase Freedom Flex?
    The Chase Freedom Flex has the bigger bonus, $200 cash back, worth roughly $200, versus $150-$200 Amazon Gift Card upon approval (varies) (~$175) on the Amazon Prime Visa.
    Is the Amazon Prime Visa's $0 annual fee worth it compared to the Chase Freedom Flex?
    The Amazon Prime Visa has no annual fee, so the question is whether the Chase Freedom Flex's $0 fee is justified by its perks. If you'll use enough of the Chase Freedom Flex's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Amazon Prime Visa.
    Can I have both the Amazon Prime Visa and Chase Freedom Flex?
    Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Amazon Prime Visa or the Chase Freedom Flex first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Amazon Prime Visa: $0 spend in 0 months. Chase Freedom Flex: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.