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Chase Aeroplan Credit Card vs US Bank Triple Cash Rewards Business

Both are well-respected travel cards. The Chase Aeroplan Credit Card comes from Chase at $95/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Aeroplan Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,125 more in estimated value) than the US Bank Triple Cash Rewards Business's. Get the Chase Aeroplan Credit Card first; revisit the US Bank Triple Cash Rewards Business after you've earned that bonus.

FeatureChase Aeroplan Credit CardUS Bank Triple Cash Rewards Business
Annual fee$95$0
Sign-up bonus75,000 bonus points
Bonus value (est.)$1,125-
Min spend to unlock bonus$4,000 in 3 mo-
IssuerChaseU.S. Bank
Card categorytravelbusiness
Best earning category (Travel)3x1x
Transfer partnersaeroplanNone
Headline benefits
  • 3x on Air Canada + dining + grocery
  • Free checked bag
  • Companion pass
  • UR transfer
    Read the full review
    Chase Aeroplan Credit Card
    $95/yr · 75,000 bonus points
    Read the full review
    US Bank Triple Cash Rewards Business
    $0/yr ·

    Editorial take: Chase Aeroplan Credit Card

    Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.

    Editorial take: US Bank Triple Cash Rewards Business

    Common questions

    Which card has the bigger sign-up bonus, Chase Aeroplan Credit Card or US Bank Triple Cash Rewards Business?
    The Chase Aeroplan Credit Card has a public bonus (75,000 bonus points, worth roughly $1,125), while the US Bank Triple Cash Rewards Business doesn't advertise one right now.
    Is the Chase Aeroplan Credit Card's $95 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
    At $95/yr, the Chase Aeroplan Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the US Bank Triple Cash Rewards Business's, pick the one whose perks you'll actually use.
    Can I have both the Chase Aeroplan Credit Card and US Bank Triple Cash Rewards Business?
    Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Chase Aeroplan Credit Card or the US Bank Triple Cash Rewards Business first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Aeroplan Credit Card: $4,000 spend in 3 months. US Bank Triple Cash Rewards Business: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.