Editorial take: Chase Aeroplan Credit Card
Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.
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Side-by-side
Chase Aeroplan Credit Card vs Navy Federal More Rewards / Flagship Rewards
Both are travel travel cards. The Chase Aeroplan Credit Card comes from Chase at $95/yr; the Navy Federal More Rewards / Flagship Rewards from Navy Federal Credit Union at $49/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Chase Aeroplan Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($775 more in estimated value) than the Navy Federal More Rewards / Flagship Rewards's. Get the Chase Aeroplan Credit Card first; revisit the Navy Federal More Rewards / Flagship Rewards after you've earned that bonus.
| Feature | Chase Aeroplan Credit Card | Navy Federal More Rewards / Flagship Rewards |
|---|---|---|
| Annual fee | $95 | $49 |
| Sign-up bonus | 75,000 bonus points | 35,000 bonus points (a $350 value) |
| Bonus value (est.) | $1,125 | $350 |
| Min spend to unlock bonus | $4,000 in 3 mo | $3,500 in ? mo |
| Issuer | Chase | Navy Federal Credit Union |
| Card category | travel | travel |
| Best earning category (Travel) | 3x | 3x |
| Transfer partners | aeroplan | None |
| Headline benefits |
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Read the full review
Chase Aeroplan Credit Card
$95/yr · 75,000 bonus points
Read the full review
Navy Federal More Rewards / Flagship Rewards
$49/yr · 35,000 bonus points (a $350 value)
Editorial take: Navy Federal More Rewards / Flagship Rewards
Common questions
- Which card has the bigger sign-up bonus, Chase Aeroplan Credit Card or Navy Federal More Rewards / Flagship Rewards?
- The Chase Aeroplan Credit Card has the bigger bonus, 75,000 bonus points, worth roughly $1,125, versus 35,000 bonus points (a $350 value) (~$350) on the Navy Federal More Rewards / Flagship Rewards.
- Is the Chase Aeroplan Credit Card's $95 annual fee worth it compared to the Navy Federal More Rewards / Flagship Rewards?
- At $95/yr, the Chase Aeroplan Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Navy Federal More Rewards / Flagship Rewards's, pick the one whose perks you'll actually use.
- Can I have both the Chase Aeroplan Credit Card and Navy Federal More Rewards / Flagship Rewards?
- Yes, since they're from different issuers (Chase and Navy Federal Credit Union) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Chase Aeroplan Credit Card or the Navy Federal More Rewards / Flagship Rewards first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Aeroplan Credit Card: $4,000 spend in 3 months. Navy Federal More Rewards / Flagship Rewards: $3,500 in ? months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.