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Side-by-side

Chase Aeroplan Credit Card vs Lowe's Business Rewards Card from American Express

Both are well-respected travel cards. The Chase Aeroplan Credit Card comes from Chase at $95/yr; the Lowe's Business Rewards Card from American Express from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Aeroplan Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,025 more in estimated value) than the Lowe's Business Rewards Card from American Express's. Get the Chase Aeroplan Credit Card first; revisit the Lowe's Business Rewards Card from American Express after you've earned that bonus.

FeatureChase Aeroplan Credit CardLowe's Business Rewards Card from American Express
Annual fee$95$0
Sign-up bonus75,000 bonus points$100 statement credit
Bonus value (est.)$1,125$100
Min spend to unlock bonus$4,000 in 3 mo$1,000 in 3 mo
IssuerChaseAmerican Express
Card categorytravelbusiness
Best earning category (Travel)3x1x
Transfer partnersaeroplanNone
Headline benefits
  • 3x on Air Canada + dining + grocery
  • Free checked bag
  • Companion pass
  • UR transfer
    Read the full review
    Chase Aeroplan Credit Card
    $95/yr · 75,000 bonus points
    Read the full review
    Lowe's Business Rewards Card from American Express
    $0/yr · $100 statement credit

    Editorial take: Chase Aeroplan Credit Card

    Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.

    Editorial take: Lowe's Business Rewards Card from American Express

    Common questions

    Which card has the bigger sign-up bonus, Chase Aeroplan Credit Card or Lowe's Business Rewards Card from American Express?
    The Chase Aeroplan Credit Card has the bigger bonus, 75,000 bonus points, worth roughly $1,125, versus $100 statement credit (~$100) on the Lowe's Business Rewards Card from American Express.
    Is the Chase Aeroplan Credit Card's $95 annual fee worth it compared to the Lowe's Business Rewards Card from American Express?
    At $95/yr, the Chase Aeroplan Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Lowe's Business Rewards Card from American Express's, pick the one whose perks you'll actually use.
    Can I have both the Chase Aeroplan Credit Card and Lowe's Business Rewards Card from American Express?
    Yes, since they're from different issuers (Chase and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Chase Aeroplan Credit Card or the Lowe's Business Rewards Card from American Express first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Aeroplan Credit Card: $4,000 spend in 3 months. Lowe's Business Rewards Card from American Express: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.