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Side-by-side

Chase Aeroplan Credit Card vs Discover it Miles

Both are travel travel cards. The Chase Aeroplan Credit Card comes from Chase at $95/yr; the Discover it Miles from Discover at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Aeroplan Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($675 more in estimated value) than the Discover it Miles's. Get the Chase Aeroplan Credit Card first; revisit the Discover it Miles after you've earned that bonus.

FeatureChase Aeroplan Credit CardDiscover it Miles
Annual fee$95$0
Sign-up bonus75,000 bonus pointsUnlimited Miles Match (entire first-year miles doubled)
Bonus value (est.)$1,125$450
Min spend to unlock bonus$4,000 in 3 mo$0 in 12 mo
IssuerChaseDiscover
Card categorytraveltravel
Best earning category (Travel)3x1.5x
Transfer partnersaeroplanNone
Headline benefits
  • 3x on Air Canada + dining + grocery
  • Free checked bag
  • Companion pass
  • UR transfer
  • 1.5x everywhere
  • First-year match = 3x
  • No annual fee
  • No foreign tx fees
Read the full review
Chase Aeroplan Credit Card
$95/yr · 75,000 bonus points
Read the full review
Discover it Miles
$0/yr · Unlimited Miles Match (entire first-year miles doubled)

Editorial take: Chase Aeroplan Credit Card

Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.

Editorial take: Discover it Miles

A rare card that effectively earns 3x in year one (1.5x + match). Miles aren't transferable, but the simplicity + first-year match make this a strong starter travel card.

Common questions

Which card has the bigger sign-up bonus, Chase Aeroplan Credit Card or Discover it Miles?
The Chase Aeroplan Credit Card has the bigger bonus, 75,000 bonus points, worth roughly $1,125, versus Unlimited Miles Match (entire first-year miles doubled) (~$450) on the Discover it Miles.
Is the Chase Aeroplan Credit Card's $95 annual fee worth it compared to the Discover it Miles?
At $95/yr, the Chase Aeroplan Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Discover it Miles's, pick the one whose perks you'll actually use.
Can I have both the Chase Aeroplan Credit Card and Discover it Miles?
Yes, since they're from different issuers (Chase and Discover) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Chase Aeroplan Credit Card or the Discover it Miles first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Aeroplan Credit Card: $4,000 spend in 3 months. Discover it Miles: $0 in 12 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.