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Side-by-side

Chase Aeroplan Credit Card vs Citi Double Cash

Both are well-respected travel cards. The Chase Aeroplan Credit Card comes from Chase at $95/yr; the Citi Double Cash from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Aeroplan Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($925 more in estimated value) than the Citi Double Cash's. Get the Chase Aeroplan Credit Card first; revisit the Citi Double Cash after you've earned that bonus.

FeatureChase Aeroplan Credit CardCiti Double Cash
Annual fee$95$0
Sign-up bonus75,000 bonus points$200 cash back
Bonus value (est.)$1,125$200
Min spend to unlock bonus$4,000 in 3 mo$1,500 in 6 mo
IssuerChaseCiti
Card categorytravelcashback
Best earning category (Travel)3x1x
Transfer partnersaeroplanciti-ty
Headline benefits
  • 3x on Air Canada + dining + grocery
  • Free checked bag
  • Companion pass
  • UR transfer
  • 2% everywhere
  • No annual fee
  • Pairs with TY Premier
  • Simple earning
Read the full review
Chase Aeroplan Credit Card
$95/yr · 75,000 bonus points
Read the full review
Citi Double Cash
$0/yr · $200 cash back

Editorial take: Chase Aeroplan Credit Card

Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.

Editorial take: Citi Double Cash

The OG flat 2% card. Pairs with Custom Cash + Premier to form Citi's trifecta, turns your combined cash back into transferable ThankYou Points. Rock solid for non-bonus spend.

Common questions

Which card has the bigger sign-up bonus, Chase Aeroplan Credit Card or Citi Double Cash?
The Chase Aeroplan Credit Card has the bigger bonus, 75,000 bonus points, worth roughly $1,125, versus $200 cash back (~$200) on the Citi Double Cash.
Is the Chase Aeroplan Credit Card's $95 annual fee worth it compared to the Citi Double Cash?
At $95/yr, the Chase Aeroplan Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi Double Cash's, pick the one whose perks you'll actually use.
Can I have both the Chase Aeroplan Credit Card and Citi Double Cash?
Yes, since they're from different issuers (Chase and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Chase Aeroplan Credit Card or the Citi Double Cash first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Aeroplan Credit Card: $4,000 spend in 3 months. Citi Double Cash: $1,500 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.