Editorial take: Chase Aeroplan Credit Card
Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.
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Side-by-side
Chase Aeroplan Credit Card vs CitiBusiness / AAdvantage Platinum Select Mastercard
Both are travel travel cards. The Chase Aeroplan Credit Card comes from Chase at $95/yr; the CitiBusiness / AAdvantage Platinum Select Mastercard from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Chase Aeroplan Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,125 more in estimated value) than the CitiBusiness / AAdvantage Platinum Select Mastercard's. Get the Chase Aeroplan Credit Card first; revisit the CitiBusiness / AAdvantage Platinum Select Mastercard after you've earned that bonus.
| Feature | Chase Aeroplan Credit Card | CitiBusiness / AAdvantage Platinum Select Mastercard |
|---|---|---|
| Annual fee | $95 | $0 |
| Sign-up bonus | 75,000 bonus points | Not advertised |
| Bonus value (est.) | $1,125 | - |
| Min spend to unlock bonus | $4,000 in 3 mo | - |
| Issuer | Chase | Citi |
| Card category | travel | travel |
| Best earning category (Travel) | 3x | 2x |
| Transfer partners | aeroplan | aadvantage |
| Headline benefits |
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Read the full review
Chase Aeroplan Credit Card
$95/yr · 75,000 bonus points
Read the full review
CitiBusiness / AAdvantage Platinum Select Mastercard
$0/yr ·
Editorial take: CitiBusiness / AAdvantage Platinum Select Mastercard
Common questions
- Which card has the bigger sign-up bonus, Chase Aeroplan Credit Card or CitiBusiness / AAdvantage Platinum Select Mastercard?
- The Chase Aeroplan Credit Card has a public bonus (75,000 bonus points, worth roughly $1,125), while the CitiBusiness / AAdvantage Platinum Select Mastercard doesn't advertise one right now.
- Is the Chase Aeroplan Credit Card's $95 annual fee worth it compared to the CitiBusiness / AAdvantage Platinum Select Mastercard?
- At $95/yr, the Chase Aeroplan Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the CitiBusiness / AAdvantage Platinum Select Mastercard's, pick the one whose perks you'll actually use.
- Can I have both the Chase Aeroplan Credit Card and CitiBusiness / AAdvantage Platinum Select Mastercard?
- Yes, since they're from different issuers (Chase and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Chase Aeroplan Credit Card or the CitiBusiness / AAdvantage Platinum Select Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Aeroplan Credit Card: $4,000 spend in 3 months. CitiBusiness / AAdvantage Platinum Select Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.