Editorial take: Chase Aeroplan Credit Card
Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.
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Side-by-side
Chase Aeroplan Credit Card vs Sapphire Reserve for Business
Both are well-respected travel cards. The Chase Aeroplan Credit Card comes from Chase at $95/yr; the Sapphire Reserve for Business from Chase at $795/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Sapphire Reserve for Business is the stronger pick today, the sign-up bonus is meaningfully larger ($1,470 more in estimated value) than the Chase Aeroplan Credit Card's. Get the Sapphire Reserve for Business first; revisit the Chase Aeroplan Credit Card after you've earned that bonus.
| Feature | Chase Aeroplan Credit Card | Sapphire Reserve for Business |
|---|---|---|
| Annual fee | $95 | $795 |
| Sign-up bonus | 75,000 bonus points | 150,000 points |
| Bonus value (est.) | $1,125 | $2,595 |
| Min spend to unlock bonus | $4,000 in 3 mo | $20,000 in 3 mo |
| Issuer | Chase | Chase |
| Card category | travel | business |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | aeroplan | chase-ur |
| Headline benefits |
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Read the full review
Chase Aeroplan Credit Card
$95/yr · 75,000 bonus points
Read the full review
Sapphire Reserve for Business
$795/yr · 150,000 points
Editorial take: Sapphire Reserve for Business
Common questions
- Which card has the bigger sign-up bonus, Chase Aeroplan Credit Card or Sapphire Reserve for Business?
- The Sapphire Reserve for Business has the bigger bonus, 150,000 points, worth roughly $2,595, versus 75,000 bonus points (~$1,125) on the Chase Aeroplan Credit Card.
- Is the Chase Aeroplan Credit Card's $95 annual fee worth it compared to the Sapphire Reserve for Business?
- At $95/yr, the Chase Aeroplan Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Sapphire Reserve for Business's, pick the one whose perks you'll actually use.
- Can I have both the Chase Aeroplan Credit Card and Sapphire Reserve for Business?
- Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Chase Aeroplan Credit Card or the Sapphire Reserve for Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Aeroplan Credit Card: $4,000 spend in 3 months. Sapphire Reserve for Business: $20,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.