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Side-by-side

Chase Aeroplan Credit Card vs Chase Ink Business Preferred

Both are well-respected travel cards. The Chase Aeroplan Credit Card comes from Chase at $95/yr; the Chase Ink Business Preferred from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Preferred is the stronger pick today, the sign-up bonus is meaningfully larger ($875 more in estimated value) than the Chase Aeroplan Credit Card's. Get the Chase Ink Business Preferred first; revisit the Chase Aeroplan Credit Card after you've earned that bonus.

FeatureChase Aeroplan Credit CardChase Ink Business Preferred
Annual fee$95$95
Sign-up bonus75,000 bonus points100,000 points
Bonus value (est.)$1,125$2,000
Min spend to unlock bonus$4,000 in 3 mo$8,000 in 3 mo
IssuerChaseChase
Card categorytravelbusiness
Best earning category (Travel)3x3x
Transfer partnersaeroplanchase-ur
Headline benefits
  • 3x on Air Canada + dining + grocery
  • Free checked bag
  • Companion pass
  • UR transfer
  • 100,000 point sign-up bonus
  • 3x on travel, shipping, ads, internet ($150k cap)
  • Cell phone protection
  • Transfer to UR partners
Read the full review
Chase Aeroplan Credit Card
$95/yr · 75,000 bonus points
Read the full review
Chase Ink Business Preferred
$95/yr · 100,000 points

Editorial take: Chase Aeroplan Credit Card

Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.

Editorial take: Chase Ink Business Preferred

The business version of Sapphire Preferred with one of the highest sign-up bonuses around. 3x on travel, shipping, internet/phone, and advertising (capped $150k/yr combined) plus full UR transfer access. Chase has added once-per-lifetime language; treat the bonus as a one-time opportunity.

Common questions

Which card has the bigger sign-up bonus, Chase Aeroplan Credit Card or Chase Ink Business Preferred?
The Chase Ink Business Preferred has the bigger bonus, 100,000 points, worth roughly $2,000, versus 75,000 bonus points (~$1,125) on the Chase Aeroplan Credit Card.
Is the Chase Aeroplan Credit Card's $95 annual fee worth it compared to the Chase Ink Business Preferred?
At $95/yr, the Chase Aeroplan Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Ink Business Preferred's, pick the one whose perks you'll actually use.
Can I have both the Chase Aeroplan Credit Card and Chase Ink Business Preferred?
Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Chase Aeroplan Credit Card or the Chase Ink Business Preferred first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Aeroplan Credit Card: $4,000 spend in 3 months. Chase Ink Business Preferred: $8,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.