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Side-by-side

Chase Aeroplan Credit Card vs Chase Ink Business Premier

Both are well-respected travel cards. The Chase Aeroplan Credit Card comes from Chase at $95/yr; the Chase Ink Business Premier from Chase at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureChase Aeroplan Credit CardChase Ink Business Premier
Annual fee$95$195
Sign-up bonus75,000 bonus points$1,000 cash back
Bonus value (est.)$1,125$1,000
Min spend to unlock bonus$4,000 in 3 mo$10,000 in 3 mo
IssuerChaseChase
Card categorytravelbusiness
Best earning category (Travel)3x1x
Transfer partnersaeroplanNone
Headline benefits
  • 3x on Air Canada + dining + grocery
  • Free checked bag
  • Companion pass
  • UR transfer
  • 100k bonus (one of largest)
  • 2.5x on $5k+ purchases
  • 5x Chase Travel
  • Pay-in-full (no APR)
Read the full review
Chase Aeroplan Credit Card
$95/yr · 75,000 bonus points
Read the full review
Chase Ink Business Premier
$195/yr · $1,000 cash back

Editorial take: Chase Aeroplan Credit Card

Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.

Editorial take: Chase Ink Business Premier

Chase's premium business card filling the gap above Ink Business Preferred. The 2.5x on large purchases is unique among UR-earning cards, perfect for businesses that drop $5k+ on equipment, software, or contractors monthly. Pay-in-full required.

Common questions

Which card has the bigger sign-up bonus, Chase Aeroplan Credit Card or Chase Ink Business Premier?
The Chase Aeroplan Credit Card has the bigger bonus, 75,000 bonus points, worth roughly $1,125, versus $1,000 cash back (~$1,000) on the Chase Ink Business Premier.
Is the Chase Aeroplan Credit Card's $95 annual fee worth it compared to the Chase Ink Business Premier?
At $95/yr, the Chase Aeroplan Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Ink Business Premier's, pick the one whose perks you'll actually use.
Can I have both the Chase Aeroplan Credit Card and Chase Ink Business Premier?
Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Chase Aeroplan Credit Card or the Chase Ink Business Premier first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Aeroplan Credit Card: $4,000 spend in 3 months. Chase Ink Business Premier: $10,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.