Editorial take: Chase Aeroplan Credit Card
Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.
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Side-by-side
Chase Aeroplan Credit Card vs IHG One Rewards Traveler
Both are well-respected travel cards. The Chase Aeroplan Credit Card comes from Chase at $95/yr; the IHG One Rewards Traveler from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Chase Aeroplan Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($645 more in estimated value) than the IHG One Rewards Traveler's. Get the Chase Aeroplan Credit Card first; revisit the IHG One Rewards Traveler after you've earned that bonus.
| Feature | Chase Aeroplan Credit Card | IHG One Rewards Traveler |
|---|---|---|
| Annual fee | $95 | $0 |
| Sign-up bonus | 75,000 bonus points | 80,000 points |
| Bonus value (est.) | $1,125 | $480 |
| Min spend to unlock bonus | $4,000 in 3 mo | $2,000 in 3 mo |
| Issuer | Chase | Chase |
| Card category | travel | hotel |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | aeroplan | None |
| Headline benefits |
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Read the full review
Chase Aeroplan Credit Card
$95/yr · 75,000 bonus points
Read the full review
IHG One Rewards Traveler
$0/yr · 80,000 points
Editorial take: IHG One Rewards Traveler
The 4th-night-free benefit alone makes this a standout, on a 4-night IHG stay, you're effectively getting 25% off. Stack with transfer bonuses from Chase UR for serious savings.
Common questions
- Which card has the bigger sign-up bonus, Chase Aeroplan Credit Card or IHG One Rewards Traveler?
- The Chase Aeroplan Credit Card has the bigger bonus, 75,000 bonus points, worth roughly $1,125, versus 80,000 points (~$480) on the IHG One Rewards Traveler.
- Is the Chase Aeroplan Credit Card's $95 annual fee worth it compared to the IHG One Rewards Traveler?
- At $95/yr, the Chase Aeroplan Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the IHG One Rewards Traveler's, pick the one whose perks you'll actually use.
- Can I have both the Chase Aeroplan Credit Card and IHG One Rewards Traveler?
- Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Chase Aeroplan Credit Card or the IHG One Rewards Traveler first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Aeroplan Credit Card: $4,000 spend in 3 months. IHG One Rewards Traveler: $2,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.