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Aer Lingus Visa Signature vs US Bank Triple Cash Rewards Business

Both are well-respected travel cards. The Aer Lingus Visa Signature comes from Chase at $95/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the US Bank Triple Cash Rewards Business is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Aer Lingus Visa Signature's. Get the US Bank Triple Cash Rewards Business first; revisit the Aer Lingus Visa Signature after you've earned that bonus.

FeatureAer Lingus Visa SignatureUS Bank Triple Cash Rewards Business
Annual fee$95$0
Sign-up bonus75,000 Avios$750 cash back
Bonus value (est.)-$750
Min spend to unlock bonus$5,000 in 3 mo$6,000 in 6 mo
IssuerChaseU.S. Bank
Card categorytravelbusiness
Best earning category (Aer_lingus_ba_iberia_flights)3x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Aer Lingus Visa Signature
      $95/yr · 75,000 Avios
      Read the full review
      US Bank Triple Cash Rewards Business
      $0/yr · $750 cash back

      Editorial take: Aer Lingus Visa Signature

      Editorial take: US Bank Triple Cash Rewards Business

      Common questions

      Which card has the bigger sign-up bonus, Aer Lingus Visa Signature or US Bank Triple Cash Rewards Business?
      The US Bank Triple Cash Rewards Business has a public bonus ($750 cash back, worth roughly $750), while the Aer Lingus Visa Signature doesn't advertise one right now.
      Is the Aer Lingus Visa Signature's $95 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
      At $95/yr, the Aer Lingus Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the US Bank Triple Cash Rewards Business's, pick the one whose perks you'll actually use.
      Can I have both the Aer Lingus Visa Signature and US Bank Triple Cash Rewards Business?
      Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Aer Lingus Visa Signature or the US Bank Triple Cash Rewards Business first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Aer Lingus Visa Signature: $5,000 spend in 3 months. US Bank Triple Cash Rewards Business: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.