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Side-by-side

Aer Lingus Visa Signature vs United Explorer Card

Both are well-respected travel cards. The Aer Lingus Visa Signature comes from Chase at $95/yr; the United Explorer Card from Chase at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the United Explorer Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,040 more in estimated value) than the Aer Lingus Visa Signature's. Get the United Explorer Card first; revisit the Aer Lingus Visa Signature after you've earned that bonus.

FeatureAer Lingus Visa SignatureUnited Explorer Card
Annual fee$95$150
Sign-up bonus75,000 Avios70,000 miles + 10,000 AU bonus
Bonus value (est.)-$1,040
Min spend to unlock bonus$5,000 in 3 mo$3,000 in 3 mo
IssuerChaseChase
Card categorytravelairline
Best earning category (Travel)3x1x
Transfer partnersNoneNone
Headline benefits
    • Free checked bag
    • 2 United Club passes/year
    • Priority boarding
    • 25% back on inflight purchases
    Read the full review
    Aer Lingus Visa Signature
    $95/yr · 75,000 Avios
    Read the full review
    United Explorer Card
    $150/yr · 70,000 miles + 10,000 AU bonus

    Editorial take: Aer Lingus Visa Signature

    Editorial take: United Explorer Card

    Solid for United flyers. The free checked bag and 2 United Club passes per year add up, and the 70k + 10k AU bonus is a great starting point for domestic award flights. $0 intro annual fee, then $150.

    Common questions

    Which card has the bigger sign-up bonus, Aer Lingus Visa Signature or United Explorer Card?
    The United Explorer Card has a public bonus (70,000 miles + 10,000 AU bonus, worth roughly $1,040), while the Aer Lingus Visa Signature doesn't advertise one right now.
    Is the Aer Lingus Visa Signature's $95 annual fee worth it compared to the United Explorer Card?
    At $95/yr, the Aer Lingus Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Explorer Card's, pick the one whose perks you'll actually use.
    Can I have both the Aer Lingus Visa Signature and United Explorer Card?
    Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Aer Lingus Visa Signature or the United Explorer Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Aer Lingus Visa Signature: $5,000 spend in 3 months. United Explorer Card: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.