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Side-by-side

Aer Lingus Visa Signature vs TD First Class Visa Signature Credit Card

Both are travel travel cards. The Aer Lingus Visa Signature comes from Chase at $95/yr; the TD First Class Visa Signature Credit Card from TD Bank at $89/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAer Lingus Visa SignatureTD First Class Visa Signature Credit Card
Annual fee$95$89
Sign-up bonus75,000 Avios25,000 bonus miles
Bonus value (est.)-$250
Min spend to unlock bonus$5,000 in 3 mo$3,000 in 6 mo
IssuerChaseTD Bank
Card categorytraveltravel
Best earning category (Travel)3x3x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Aer Lingus Visa Signature
      $95/yr · 75,000 Avios
      Read the full review
      TD First Class Visa Signature Credit Card
      $89/yr · 25,000 bonus miles

      Editorial take: Aer Lingus Visa Signature

      Editorial take: TD First Class Visa Signature Credit Card

      Common questions

      Which card has the bigger sign-up bonus, Aer Lingus Visa Signature or TD First Class Visa Signature Credit Card?
      The TD First Class Visa Signature Credit Card has a public bonus (25,000 bonus miles, worth roughly $250), while the Aer Lingus Visa Signature doesn't advertise one right now.
      Is the Aer Lingus Visa Signature's $95 annual fee worth it compared to the TD First Class Visa Signature Credit Card?
      At $95/yr, the Aer Lingus Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the TD First Class Visa Signature Credit Card's, pick the one whose perks you'll actually use.
      Can I have both the Aer Lingus Visa Signature and TD First Class Visa Signature Credit Card?
      Yes, since they're from different issuers (Chase and TD Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Aer Lingus Visa Signature or the TD First Class Visa Signature Credit Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Aer Lingus Visa Signature: $5,000 spend in 3 months. TD First Class Visa Signature Credit Card: $3,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.