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Aer Lingus Visa Signature vs PenFed Platinum Rewards Visa Signature Card
Both are well-respected travel cards. The Aer Lingus Visa Signature comes from Chase at $95/yr; the PenFed Platinum Rewards Visa Signature Card from PenFed at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Aer Lingus Visa Signature | PenFed Platinum Rewards Visa Signature Card |
|---|---|---|
| Annual fee | $95 | $0 |
| Sign-up bonus | 75,000 Avios | 15,000 bonus points after $1,500 spend in 90 days |
| Bonus value (est.) | - | $128 |
| Min spend to unlock bonus | $5,000 in 3 mo | $1,500 in 3 mo |
| Issuer | Chase | PenFed |
| Card category | travel | cashback |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Aer Lingus Visa Signature
$95/yr · 75,000 Avios
Read the full review
PenFed Platinum Rewards Visa Signature Card
$0/yr · 15,000 bonus points after $1,500 spend in 90 days
Editorial take: PenFed Platinum Rewards Visa Signature Card
Common questions
- Which card has the bigger sign-up bonus, Aer Lingus Visa Signature or PenFed Platinum Rewards Visa Signature Card?
- The PenFed Platinum Rewards Visa Signature Card has a public bonus (15,000 bonus points after $1,500 spend in 90 days, worth roughly $128), while the Aer Lingus Visa Signature doesn't advertise one right now.
- Is the Aer Lingus Visa Signature's $95 annual fee worth it compared to the PenFed Platinum Rewards Visa Signature Card?
- At $95/yr, the Aer Lingus Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the PenFed Platinum Rewards Visa Signature Card's, pick the one whose perks you'll actually use.
- Can I have both the Aer Lingus Visa Signature and PenFed Platinum Rewards Visa Signature Card?
- Yes, since they're from different issuers (Chase and PenFed) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Aer Lingus Visa Signature or the PenFed Platinum Rewards Visa Signature Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Aer Lingus Visa Signature: $5,000 spend in 3 months. PenFed Platinum Rewards Visa Signature Card: $1,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.