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Side-by-side
Aer Lingus Visa Signature vs Citi Custom Cash
Both are well-respected travel cards. The Aer Lingus Visa Signature comes from Chase at $95/yr; the Citi Custom Cash from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Aer Lingus Visa Signature | Citi Custom Cash |
|---|---|---|
| Annual fee | $95 | $0 |
| Sign-up bonus | 75,000 Avios | $200 cash back |
| Bonus value (est.) | - | $200 |
| Min spend to unlock bonus | $5,000 in 3 mo | $1,500 in 6 mo |
| Issuer | Chase | Citi |
| Card category | travel | cashback |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | None | citi-ty |
| Headline benefits |
|
Read the full review
Aer Lingus Visa Signature
$95/yr · 75,000 Avios
Read the full review
Citi Custom Cash
$0/yr · $200 cash back
Editorial take: Citi Custom Cash
Genuinely clever. 5% on whichever category you spent most on each month, capped at $500/month. Earns $25/month = $300/year effortlessly. Pairs with Premier to convert to transferable ThankYou Points.
Common questions
- Which card has the bigger sign-up bonus, Aer Lingus Visa Signature or Citi Custom Cash?
- The Citi Custom Cash has a public bonus ($200 cash back, worth roughly $200), while the Aer Lingus Visa Signature doesn't advertise one right now.
- Is the Aer Lingus Visa Signature's $95 annual fee worth it compared to the Citi Custom Cash?
- At $95/yr, the Aer Lingus Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi Custom Cash's, pick the one whose perks you'll actually use.
- Can I have both the Aer Lingus Visa Signature and Citi Custom Cash?
- Yes, since they're from different issuers (Chase and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Aer Lingus Visa Signature or the Citi Custom Cash first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Aer Lingus Visa Signature: $5,000 spend in 3 months. Citi Custom Cash: $1,500 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.