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TAP Miles and Go American Express Card vs Hilton Honors American Express Aspire

Both are well-respected travel cards. The TAP Miles and Go American Express Card comes from Cardless at $79/yr; the Hilton Honors American Express Aspire from American Express at $550/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Hilton Honors American Express Aspire is the stronger pick today, the sign-up bonus is meaningfully larger ($875 more in estimated value) than the TAP Miles and Go American Express Card's. Get the Hilton Honors American Express Aspire first; revisit the TAP Miles and Go American Express Card after you've earned that bonus.

FeatureTAP Miles and Go American Express CardHilton Honors American Express Aspire
Annual fee$79$550
Sign-up bonus40,000 bonus miles175,000 points
Bonus value (est.)-$875
Min spend to unlock bonus$2,500 in 3 mo$6,000 in 6 mo
IssuerCardlessAmerican Express
Card categoryairlinehotel
Best earning category (Tap_air_portugal)3x1x
Transfer partnersNoneNone
Headline benefits
  • 3x miles on TAP purchases
  • 2 Lisbon lounge passes per year
  • Free extra checked bag
  • Star Alliance redemptions
  • Automatic Diamond status
  • Free weekend night certificate
  • $400 resort credit + $200 flight credit
  • $209 CLEAR + $100 Conrad/Waldorf
Read the full review
TAP Miles and Go American Express Card
$79/yr · 40,000 bonus miles
Read the full review
Hilton Honors American Express Aspire
$550/yr · 175,000 points

Editorial take: TAP Miles and Go American Express Card

The only US co-branded card for a European Star Alliance carrier. Useful if you fly TAP to Lisbon or onward Europe several times a year, since the lounge passes, free extra bag, and Premium Boarding can each be worth more than the $79 annual fee on a single transatlantic trip.

Editorial take: Hilton Honors American Express Aspire

Pretty much a no-brainer if you stay at Hilton hotels. The $550 annual fee pays for itself with just the free night reward alone, which can be used at any standard room property, even $1,000+ per night hotels.

Common questions

Which card has the bigger sign-up bonus, TAP Miles and Go American Express Card or Hilton Honors American Express Aspire?
The Hilton Honors American Express Aspire has a public bonus (175,000 points, worth roughly $875), while the TAP Miles and Go American Express Card doesn't advertise one right now.
Is the TAP Miles and Go American Express Card's $79 annual fee worth it compared to the Hilton Honors American Express Aspire?
At $79/yr, the TAP Miles and Go American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Hilton Honors American Express Aspire's, pick the one whose perks you'll actually use.
Can I have both the TAP Miles and Go American Express Card and Hilton Honors American Express Aspire?
Yes, since they're from different issuers (Cardless and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the TAP Miles and Go American Express Card or the Hilton Honors American Express Aspire first?
Get the one whose sign-up bonus you can hit comfortably without overspending. TAP Miles and Go American Express Card: $2,500 spend in 3 months. Hilton Honors American Express Aspire: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.