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Side-by-side
Avianca LifeMiles American Express Card vs World of Hyatt Business Credit Card
Both are well-respected travel cards. The Avianca LifeMiles American Express Card comes from Cardless at $99/yr; the World of Hyatt Business Credit Card from Chase at $199/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the World of Hyatt Business Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,275 more in estimated value) than the Avianca LifeMiles American Express Card's. Get the World of Hyatt Business Credit Card first; revisit the Avianca LifeMiles American Express Card after you've earned that bonus.
| Feature | Avianca LifeMiles American Express Card | World of Hyatt Business Credit Card |
|---|---|---|
| Annual fee | $99 | $199 |
| Sign-up bonus | Not advertised | 75,000 points |
| Bonus value (est.) | - | $1,275 |
| Min spend to unlock bonus | - | $7,500 in 3 mo |
| Issuer | Cardless | Chase |
| Card category | travel | business |
| Best earning category (Airline) | 2x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Avianca LifeMiles American Express Card
$99/yr ·
Read the full review
World of Hyatt Business Credit Card
$199/yr · 75,000 points
Editorial take: World of Hyatt Business Credit Card
The strongest hotel business card if you actually stay at Hyatts. Five elite night credits + top-3-categories earning + the $100 in Hyatt credits make it pay for its $199 fee for almost any Hyatt-leaning traveler. Underrated.
Common questions
- Which card has the bigger sign-up bonus, Avianca LifeMiles American Express Card or World of Hyatt Business Credit Card?
- The World of Hyatt Business Credit Card has a public bonus (75,000 points, worth roughly $1,275), while the Avianca LifeMiles American Express Card doesn't advertise one right now.
- Is the Avianca LifeMiles American Express Card's $99 annual fee worth it compared to the World of Hyatt Business Credit Card?
- At $99/yr, the Avianca LifeMiles American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the World of Hyatt Business Credit Card's, pick the one whose perks you'll actually use.
- Can I have both the Avianca LifeMiles American Express Card and World of Hyatt Business Credit Card?
- Yes, since they're from different issuers (Cardless and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Avianca LifeMiles American Express Card or the World of Hyatt Business Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Avianca LifeMiles American Express Card: no published min spend. World of Hyatt Business Credit Card: $7,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.