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Avianca LifeMiles American Express Card vs Marriott Bonvoy Bold Credit Card

Both are travel travel cards. The Avianca LifeMiles American Express Card comes from Cardless at $99/yr; the Marriott Bonvoy Bold Credit Card from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAvianca LifeMiles American Express CardMarriott Bonvoy Bold Credit Card
Annual fee$99$0
Sign-up bonusNot advertised45,000 points
Bonus value (est.)-$356
Min spend to unlock bonus-$1,000 in 3 mo
IssuerCardlessChase
Card categorytraveltravel
Best earning category (Airline)2x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Avianca LifeMiles American Express Card
      $99/yr ·
      Read the full review
      Marriott Bonvoy Bold Credit Card
      $0/yr · 45,000 points

      Editorial take: Avianca LifeMiles American Express Card

      Editorial take: Marriott Bonvoy Bold Credit Card

      Common questions

      Which card has the bigger sign-up bonus, Avianca LifeMiles American Express Card or Marriott Bonvoy Bold Credit Card?
      The Marriott Bonvoy Bold Credit Card has a public bonus (45,000 points, worth roughly $356), while the Avianca LifeMiles American Express Card doesn't advertise one right now.
      Is the Avianca LifeMiles American Express Card's $99 annual fee worth it compared to the Marriott Bonvoy Bold Credit Card?
      At $99/yr, the Avianca LifeMiles American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Marriott Bonvoy Bold Credit Card's, pick the one whose perks you'll actually use.
      Can I have both the Avianca LifeMiles American Express Card and Marriott Bonvoy Bold Credit Card?
      Yes, since they're from different issuers (Cardless and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Avianca LifeMiles American Express Card or the Marriott Bonvoy Bold Credit Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Avianca LifeMiles American Express Card: no published min spend. Marriott Bonvoy Bold Credit Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.