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Side-by-side
Avianca LifeMiles American Express Elite Card vs United Quest Card
Both are travel travel cards. The Avianca LifeMiles American Express Elite Card comes from Cardless at $249/yr; the United Quest Card from Chase at $350/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the United Quest Card is the stronger pick today, the sign-up bonus is meaningfully larger ($950 more in estimated value) than the Avianca LifeMiles American Express Elite Card's. Get the United Quest Card first; revisit the Avianca LifeMiles American Express Elite Card after you've earned that bonus.
| Feature | Avianca LifeMiles American Express Elite Card | United Quest Card |
|---|---|---|
| Annual fee | $249 | $350 |
| Sign-up bonus | Not advertised | 70,000 miles + 500 PQP |
| Bonus value (est.) | - | $950 |
| Min spend to unlock bonus | - | $4,000 in 3 mo |
| Issuer | Cardless | Chase |
| Card category | travel | travel |
| Best earning category (Airline) | 3x | 1x |
| Transfer partners | None | mileageplus |
| Headline benefits |
|
Read the full review
Avianca LifeMiles American Express Elite Card
$249/yr ·
Read the full review
United Quest Card
$350/yr · 70,000 miles + 500 PQP
Editorial take: United Quest Card
If you fly United 3+ times a year, the $125 travel credit, two free bags, and 10k miles of rebates on award flights ($100+ in direct value) make this card pay for itself.
Common questions
- Which card has the bigger sign-up bonus, Avianca LifeMiles American Express Elite Card or United Quest Card?
- The United Quest Card has a public bonus (70,000 miles + 500 PQP, worth roughly $950), while the Avianca LifeMiles American Express Elite Card doesn't advertise one right now.
- Is the Avianca LifeMiles American Express Elite Card's $249 annual fee worth it compared to the United Quest Card?
- At $249/yr, the Avianca LifeMiles American Express Elite Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Quest Card's, pick the one whose perks you'll actually use.
- Can I have both the Avianca LifeMiles American Express Elite Card and United Quest Card?
- Yes, since they're from different issuers (Cardless and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Avianca LifeMiles American Express Elite Card or the United Quest Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Avianca LifeMiles American Express Elite Card: no published min spend. United Quest Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.