Avianca LifeMiles American Express Elite Card vs Chase Aeroplan Credit Card
Both are travel travel cards. The Avianca LifeMiles American Express Elite Card comes from Cardless at $249/yr; the Chase Aeroplan Credit Card from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the Chase Aeroplan Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,125 more in estimated value) than the Avianca LifeMiles American Express Elite Card's. Get the Chase Aeroplan Credit Card first; revisit the Avianca LifeMiles American Express Elite Card after you've earned that bonus.
| Feature | Avianca LifeMiles American Express Elite Card | Chase Aeroplan Credit Card |
|---|---|---|
| Annual fee | $249 | $95 |
| Sign-up bonus | Not advertised | 75,000 bonus points |
| Bonus value (est.) | - | $1,125 |
| Min spend to unlock bonus | - | $4,000 in 3 mo |
| Issuer | Cardless | Chase |
| Card category | travel | travel |
| Best earning category (Airline) | 3x | 1x |
| Transfer partners | None | aeroplan |
| Headline benefits |
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Editorial take: Chase Aeroplan Credit Card
Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.
Common questions
- Which card has the bigger sign-up bonus, Avianca LifeMiles American Express Elite Card or Chase Aeroplan Credit Card?
- The Chase Aeroplan Credit Card has a public bonus (75,000 bonus points, worth roughly $1,125), while the Avianca LifeMiles American Express Elite Card doesn't advertise one right now.
- Is the Avianca LifeMiles American Express Elite Card's $249 annual fee worth it compared to the Chase Aeroplan Credit Card?
- At $249/yr, the Avianca LifeMiles American Express Elite Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Aeroplan Credit Card's, pick the one whose perks you'll actually use.
- Can I have both the Avianca LifeMiles American Express Elite Card and Chase Aeroplan Credit Card?
- Yes, since they're from different issuers (Cardless and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Avianca LifeMiles American Express Elite Card or the Chase Aeroplan Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Avianca LifeMiles American Express Elite Card: no published min spend. Chase Aeroplan Credit Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
