Editorial take: Capital One Venture X
The best value premium travel card. $300 travel credit, Priority Pass, 10,000 anniversary miles, and a massive transfer partner list, all for $395. It's hard to beat.
All credit cards
Side-by-side
Capital One Venture X vs CitiBusiness / AAdvantage Platinum Select Mastercard
Both are travel travel cards. The Capital One Venture X comes from Capital One at $395/yr; the CitiBusiness / AAdvantage Platinum Select Mastercard from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Capital One Venture X is the stronger pick today, the sign-up bonus is meaningfully larger ($1,238 more in estimated value) than the CitiBusiness / AAdvantage Platinum Select Mastercard's. Get the Capital One Venture X first; revisit the CitiBusiness / AAdvantage Platinum Select Mastercard after you've earned that bonus.
| Feature | Capital One Venture X | CitiBusiness / AAdvantage Platinum Select Mastercard |
|---|---|---|
| Annual fee | $395 | $0 |
| Sign-up bonus | 75,000 miles | Not advertised |
| Bonus value (est.) | $1,238 | - |
| Min spend to unlock bonus | $4,000 in 3 mo | - |
| Issuer | Capital One | Citi |
| Card category | travel | travel |
| Best earning category (Hotels_capital_one) | 10x | 1x |
| Transfer partners | capital-one | aadvantage |
| Headline benefits |
|
Read the full review
Capital One Venture X
$395/yr · 75,000 miles
Read the full review
CitiBusiness / AAdvantage Platinum Select Mastercard
$0/yr ·
Editorial take: CitiBusiness / AAdvantage Platinum Select Mastercard
Common questions
- Which card has the bigger sign-up bonus, Capital One Venture X or CitiBusiness / AAdvantage Platinum Select Mastercard?
- The Capital One Venture X has a public bonus (75,000 miles, worth roughly $1,238), while the CitiBusiness / AAdvantage Platinum Select Mastercard doesn't advertise one right now.
- Is the Capital One Venture X's $395 annual fee worth it compared to the CitiBusiness / AAdvantage Platinum Select Mastercard?
- At $395/yr, the Capital One Venture X is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the CitiBusiness / AAdvantage Platinum Select Mastercard's, pick the one whose perks you'll actually use.
- Can I have both the Capital One Venture X and CitiBusiness / AAdvantage Platinum Select Mastercard?
- Yes, since they're from different issuers (Capital One and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Venture X or the CitiBusiness / AAdvantage Platinum Select Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Venture X: $4,000 spend in 3 months. CitiBusiness / AAdvantage Platinum Select Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.