Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Capital One Venture X Business vs Chase Aeroplan Credit Card

Both are travel travel cards. The Capital One Venture X Business comes from Capital One at $395/yr; the Chase Aeroplan Credit Card from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Aeroplan Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,125 more in estimated value) than the Capital One Venture X Business's. Get the Chase Aeroplan Credit Card first; revisit the Capital One Venture X Business after you've earned that bonus.

FeatureCapital One Venture X BusinessChase Aeroplan Credit Card
Annual fee$395$95
Sign-up bonus150,000 bonus miles75,000 bonus points
Bonus value (est.)-$1,125
Min spend to unlock bonus$30,000 in 3 mo$4,000 in 3 mo
IssuerCapital OneChase
Card categorytraveltravel
Best earning category (Other)2x1x
Transfer partnerscapital-oneaeroplan
Headline benefits
    • 3x on Air Canada + dining + grocery
    • Free checked bag
    • Companion pass
    • UR transfer
    Read the full review
    Capital One Venture X Business
    $395/yr · 150,000 bonus miles
    Read the full review
    Chase Aeroplan Credit Card
    $95/yr · 75,000 bonus points

    Editorial take: Capital One Venture X Business

    Editorial take: Chase Aeroplan Credit Card

    Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.

    Common questions

    Which card has the bigger sign-up bonus, Capital One Venture X Business or Chase Aeroplan Credit Card?
    The Chase Aeroplan Credit Card has a public bonus (75,000 bonus points, worth roughly $1,125), while the Capital One Venture X Business doesn't advertise one right now.
    Is the Capital One Venture X Business's $395 annual fee worth it compared to the Chase Aeroplan Credit Card?
    At $395/yr, the Capital One Venture X Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Aeroplan Credit Card's, pick the one whose perks you'll actually use.
    Can I have both the Capital One Venture X Business and Chase Aeroplan Credit Card?
    Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Capital One Venture X Business or the Chase Aeroplan Credit Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Venture X Business: $30,000 spend in 3 months. Chase Aeroplan Credit Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.