Capital One Venture X Business vs Chase Aeroplan Credit Card
Both are travel travel cards. The Capital One Venture X Business comes from Capital One at $395/yr; the Chase Aeroplan Credit Card from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the Chase Aeroplan Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,125 more in estimated value) than the Capital One Venture X Business's. Get the Chase Aeroplan Credit Card first; revisit the Capital One Venture X Business after you've earned that bonus.
| Feature | Capital One Venture X Business | Chase Aeroplan Credit Card |
|---|---|---|
| Annual fee | $395 | $95 |
| Sign-up bonus | 150,000 bonus miles | 75,000 bonus points |
| Bonus value (est.) | - | $1,125 |
| Min spend to unlock bonus | $30,000 in 3 mo | $4,000 in 3 mo |
| Issuer | Capital One | Chase |
| Card category | travel | travel |
| Best earning category (Other) | 2x | 1x |
| Transfer partners | capital-one | aeroplan |
| Headline benefits |
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Editorial take: Chase Aeroplan Credit Card
Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.
Common questions
- Which card has the bigger sign-up bonus, Capital One Venture X Business or Chase Aeroplan Credit Card?
- The Chase Aeroplan Credit Card has a public bonus (75,000 bonus points, worth roughly $1,125), while the Capital One Venture X Business doesn't advertise one right now.
- Is the Capital One Venture X Business's $395 annual fee worth it compared to the Chase Aeroplan Credit Card?
- At $395/yr, the Capital One Venture X Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Aeroplan Credit Card's, pick the one whose perks you'll actually use.
- Can I have both the Capital One Venture X Business and Chase Aeroplan Credit Card?
- Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Venture X Business or the Chase Aeroplan Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Venture X Business: $30,000 spend in 3 months. Chase Aeroplan Credit Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
